Catawba County property record for 8597 Daybreak Bay Dr, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,332 sqft · built 1978 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jul 2004) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4616-02-57-9642 |
| Primary APN | 4616-02-57-9642 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Lot Area | 23,522 sqft (0.54 acres) |
| View / Lot | Waterfront / Beach |
| Porch | Porch |
|---|---|
| Porch Area | 640 sqft |
| Patio Area | 352 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8597 DAYBREAK BAY DR |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-8743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LAKE |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11505 |
8597 Daybreak Bay Dr is owned by two individuals who bought it in July 2004.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8651 BOONES FARM RD, CONCORD, NC 28027-7607 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2004 · Amount on File |
| Deed Sale | Jul 27, 2004 · Amount on File |
| Prior Sale | Sep 27, 1999 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 8597 DAYBREAK BAY DR, TERRELL, NC 28682-8743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0033811302 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 03381/1302 |
| Instrument | 00848 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2031 |
The 2025 property tax bill for 8597 Daybreak Bay Dr was $2,997, down 19.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $752,100 (-) Land $430,700 Building $321,400 | ||
| 2025 | $2,997.00 (-19.09%) | $752,100 Land $430,700 Building $321,400 | |
| 2024 | $3,704.00 (+2.09%) | ||
| 2023 | $3,628.00 | $377,800 Land $274,100 Building $103,700 | $752,100 Land $430,700 Building $321,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8597 Daybreak Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8597 Daybreak Bay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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