8596 Cooley Lake Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 8596 Cooley Lake Rd, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,880 sqft · built 1920
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Apr 2021)
Tax Bill	$8,244 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-128-002`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-128-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	32.7 ft deep x 88 ft wide
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	34 sqft
Deck Area	35 sqft
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8596 COOLEY LAKE RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 RUSSELL BEACH SUB LOT 38, ALSO THAT PART OF CENTRAL AVE ADJ TO W'LY BOUNDARY OF SD LOT DESC AS 50 FT N'LY
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	38
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3003
Census Tract	134000

Owner

8596 Cooley Lake Rd is owned and occupied by an individual who bought it in April 2021.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8596 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-4721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Document Number	2021104362
Deed Book / Page	56088 / 739
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 16, 2021
Property Address	8596 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-4721
Document Number	0000104362
Book / Page	56088 / 739
Map Reference	LB 16 PG 16
Instrument Date	Apr 8, 2021
Instrument	104362
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7583 LOCKLIN, WEST BLOOMFIELD, MI 48324-3834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8596 COOLEY LAKE RD, COMMERCE TWP, MI 48382-4721

Mortgage

Document Number	0000102501
Date	Apr 15, 2021
Book Page	56075/442
Instrument	102501

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8596 Cooley Lake Rd was $8,244, down 23.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,244.00 (-23.79%)	$244,700	$489,400
2024	$10,818.00
2023		$217,280	$434,560
2021	$5,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8596 Cooley Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8596 Cooley Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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