8596 Centerline Rd, Saranac, MI 48881 Property Records

Ionia County property record for 8596 Centerline Rd, Saranac, MI 48881

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,244 sqft · built 2018
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on File
Last Sale	$33,900 (Nov 2004)
Tax Bill	$5,676 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-070-034-000-040-40`

Property Details

APN / Parcel Number

Primary APN	`34-070-034-000-040-40`
Alternative APN	`07003400004040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,244 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	145,926 sqft (3.35 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	8596 CENTERLINE RD
City	SARANAC
State	MI
Zip	48881-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4 SEC 34 COM S 1/4 PO, TH W 292.99FT, TH NLY 50.17FT ALG 350FT RAD CURVE RIGHT CHORD N7640'15W 50.13FT TO POB, TH NWLY 67.86FT ALG 350 RAD CURVE RIGHT CHORD N6736W 67.75FT, TH N61*27'20W 303.32FT, TH NWLY 35.73FT ALG 650FT RAD CURVE RIGHT C
Legal Range	08W
Legal Township	07N
Legal Section	34
Jurisdiction	IONIA MI
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1068
Census Tract	30402

Owner

8596 Centerline Rd is owned and occupied by two individuals who acquired it in November 2018.

Source: Ionia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8596 CENTERLINE RD, SARANAC, MI 48881-9445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Deed of Trust, Mortgage FINANCE AMERICA LLC
Feb 20, 2018	Deed of Trust, Mortgage · ARM MERCANTILE BANK
Nov 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2004 · Amount on File
Deed Sale	Nov 18, 2004 · Amount on File
Deed Book / Page	585 / 2448
Last Transfer Date	Nov 16, 2018
Transfer Doc	652/7148
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	8596 CENTERLINE RD, SARANAC, MI 48881-9445
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000652/0000007151
Date	Nov 27, 2018
Book Page	0000000652/0000007151

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	8596 CENTERLINE RD, SARANAC, MI 48881-9445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000649/0000002510
Date	Feb 20, 2018
Book Page	0000000649/0000002510

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2025
Index	1-Year LIBOR

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IONIA MI
Recording Date	Nov 27, 2018
Property Address	8596 CENTERLINE RD, SARANAC, MI 48881-9445
Document Number	652/7148
Book / Page	652 / 7148
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8596 CENTERLINE RD, SARANAC, MI 48881-9445

Tax Assessment & Valuation

The 2025 property tax bill for 8596 Centerline Rd was $5,676 with a homeowner's exemption, up 4.8% from the year before.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Keene Township
Unified School District	Saranac Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,600 (+11.43%) Land $27,400 Building $221,200	$497,200 (+11.43%) Land $54,800 Building $442,400
2025	$5,676.00 (+4.76%) Homeowner's exemption	$223,100 Land $27,500 Building $195,600	$446,200 Land $55,000 Building $391,200
2024	$5,418.00
2023		$178,600 Land $25,000 Building $153,600	$357,200 Land $50,000 Building $307,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8596 Centerline Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8596 Centerline Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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