8592 Cooksey Rd, La Plata, MD 20646 Property Records

Charles County property record for 8592 Cooksey Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,804 sqft · built 2024
Lot Size	53.3 acres (2,324,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2022)
Tax Bill	$24,712 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-001958`

Property Details

APN / Parcel Number

Primary APN	`04-001958`
Alternative APNs	`4001958` `001958`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,804 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	2,568 sqft
Basement Area	2,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Composition Shingle
Lot Area	2,324,492 sqft
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001958
Street Address	8592 COOKSEY RD
City	LA PLATA
State	MD
Zip	20646-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	RESIDUE = 53.3627 AC HIGH POINTE SUB FMA
Legal Subdivision	HIGH POINTE SUB
Legal Block	2
Legal Lot Number	RES
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2007
Census Tract	851301

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8592 COOKSEY RD, LA PLATA, MD 20646-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage SHORE UNITED BANK NA
Sep 20, 2022	Deed, Transfer
Jun 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Jun 1, 2011 · Amount on Record
Deed Book / Page	12707 / 404
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Apr 13, 2026
Property Address	8592 COOKSEY RD, LA PLATA, MD 20646-4443
Document Number	1403000200
Book / Page	14030 / 200
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8592 COOKSEY RD, LA PLATA, MD 20646-4443

Mortgage

Document Number	1403000200,
Date	Apr 13, 2026
Book Page	14030/200

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8635 COOKSEY RD, LA PLATA, MD 20646
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8635 COOKSEY RD, LA PLATA, MD 20646

Mortgage

Document Number	0131070127
Date	Nov 3, 2023
Book Page	13107/127

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	12.3%
Index	1-Year T-Bill
Max Rate	12.3%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 20, 2022
Property Address	8635 COOKSEY RD, LA PLATA, MD 20646
Document Number	0127070404
Book / Page	12707 / 404
Map Reference	MB 61 PL 259
Instrument Date	Sep 12, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12015 EASTVIEW LN, CHARLOTTE HALL, MD 20622-3651

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 30, 2020
Property Address	8635 COOKSEY RD, LA PLATA, MD 20646
Document Number	0112020159
Book / Page	011202 / 000159
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8635 COOKSEY RD LA PLATA MD 20646, LA PLATA, MD 20646

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,600 (+7.85%) Land $172,100 Building $368,500	$540,600 (-) Land $172,100 Building $368,500
2025	$24,712.00 (+17,061.11%) Homeowner's exemption	$501,267 (+4,456.97%)	$540,600 (+4,814.55%) Land $172,100 Building $368,500
2023	$144.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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