Ramsey County property record for 8591 48th St NE, Devils Lake, ND 58301
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1998 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $393,680 (Jul 2022) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| APN | 04000001004002 |
| Primary APN | 04000001004002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Street Address | 8591 48TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT IN SE1/4 CONT 5.00 A 32 154 63 (DL/DL) |
| Legal Range | 63W |
| Legal Township | 154 |
| Legal Section | 32 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | MINNEWAUKAN |
| Census Block Group | 2 |
| Census Block | 2266 |
| Census Tract | 957700 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8591 48TH ST NE, DEVILS LAKE, ND 58301-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Nov 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Prior Sale | Nov 7, 2019 · Amount on File |
| Deed Document Number | 2022279309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 8591 48TH ST NE, DEVILS LAKE, ND 58301-9557 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000281814 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 281814 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | JAMESTOWN, ND 58401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.99% |
| Type Change Date | Sep 29, 2033 |
| Change Frequency | 5 Years |
| Min Rate At Change | 8.87% |
| Max Rate At Change | 13.9% |
| Index | 5-Year TN |
| Margin | 4 |
| Max Rate | 16.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 1, 2022 |
| Property Address | 8591 48TH ST NE, DEVILS LAKE, ND 58301-9557 |
| Document Number | 0000279309 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 279309 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | FM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8591 48TH ST NE, DEVILS LAKE, ND 58301-9557 |
| Document Number | 0000279310 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 279310 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Nov 7, 2019 |
| Property Address | 8591 48TH ST NE, DEVILS LAKE, ND 58301-9557 |
| Document Number | 273224 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 273224 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8591 48TH ST NE, DEVILS LAKE, ND 58301-9557 |
| Document Number | 273225 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 273225 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Minnewaukan Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (-36.99%) | $176,000 (+2.8%) Land $11,200 Building $164,800 | $352,000 (+2.8%) Land $22,400 Building $329,600 |
| 2024 | $4,474.00 (+17.83%) | ||
| 2023 | $3,797.00 | $171,200 Land $11,200 Building $160,000 | $342,400 Land $22,400 Building $320,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 203 (1995–2013) |
| Claims Outside the SFHA | 127 of 203 |
| Most Recent Claim | May 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 70% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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