Miami County property record for 8590 W Klinger Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,656 sqft · built 1988 |
| Lot Size | 2.9 acres (126,629 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (Mar 2017) |
| Tax Bill | $4,701 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-049070 |
| Primary APN | H17-049070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 2,564 sqft |
| Upper Floors Area | 1,374 sqft |
| Basement Area | 1,258 sqft |
| Unfinished Basement | 1,258 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 126,629 sqft (2.9 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 225 sqft |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8590 W KLINGER RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-8-18 SW PT SE |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 18 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 320100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8590 W KLINGER RD, COVINGTON, OH 45318-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Mar 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on Record |
| Deed Sale | Mar 13, 2017 · Amount on Record |
| Deed Document Number | 20172017OR-03047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 8590 W KLINGER RD, COVINGTON, OH 45318-9645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016742 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020OR-16742 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 13, 2017 |
| Property Address | 8590 W KLINGER RD, COVINGTON, OH 45318-9645 |
| Document Number | 0000003047 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 3047 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | HALLMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8590 W KLINGER RD COVINGTON OH 453189645, COVINGTON, OH 45318-9645 |
| Document Number | 3048 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 3048 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,701.00 (+9.35%) Homeowner's exemption | $168,740 (+31.11%) Land $19,570 Building $149,170 | $482,100 (+31.11%) Land $55,900 Building $426,200 |
| 2024 | $4,299.00 (+2.6%) Homeowner's exemption | $128,700 (-) Land $17,400 Building $111,300 | |
| 2023 | $4,190.00 (-3.77%) Homeowner's exemption | $128,700 (-) Land $17,400 Building $111,300 | $367,700 (-) Land $49,700 Building $318,000 |
| 2022 | $4,354.00 Homeowner's exemption | $128,700 Land $17,400 Building $111,300 | $367,700 Land $49,700 Building $318,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
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