859 Winston Dr, Monroe, MI 48161 Property Records

Monroe County property record for 859 Winston Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,528 sqft · built 1954
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Oct 2024)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-19-00274-047`

Property Details

APN / Parcel Number

Primary APN	`55-19-00274-047`
Alternative APN	`55 190 027 40`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Finished Basement	400 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	484 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Balcony Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	859 WINSTON DR
City	MONROE
State	MI
Zip	48161-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CUSTER GARDENS NO 2 LOT 46
Legal Subdivision	CUSTER GARDENS 2
Legal Lot Number	46
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4012
Census Tract	832300

Owner

859 Winston Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	859 WINSTON DR, MONROE, MI 48161-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 14, 2017	Quit Claim Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Feb 15, 2011 · Amount on File
Deed Document Number	202416043
Prior Transfer Date	Sep 19, 2024
Prior Transfer Doc	0000016042
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	859 WINSTON DR, MONROE, MI 48161-1813
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 WINSTON DR, MONROE, MI 48161-1813

Mortgage

Document Number	0000003625
Date	Mar 6, 2026
Instrument	2026R03625

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 14, 2017
Property Address	859 WINSTON DR, MONROE, MI 48161-1813
Document Number	0000018747
Instrument Date	Sep 1, 2017
Instrument	18747
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	KENS TITLE SEARCHES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	859 WINSTON DR MONROE MI 481611813, MONROE, MI 48161-1813

Mortgage

Document Number	18748
Date	Sep 14, 2017
Instrument	18748

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 859 Winston Dr was $4,839 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,600 Land $117,600	$235,200 Land $235,200
2025	$4,839.00 Homeowner's exemption
2023	$2,148.00 Homeowner's exemption	$85,620	$171,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 859 Winston Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 859 Winston Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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