859 White Oak Ave, Central Point, OR 97502 Property Records

Jackson County property record for 859 White Oak Ave, Central Point, OR 97502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,572 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Dec 2020)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W01BD7900`

Property Details

APN / Parcel Number

Primary APN	`372W01BD7900`
Alternative APNs	`372W01BD07900` `10966709`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	2,225 sqft
2nd Floor Area	347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	80 sqft
Porch	Covered Concrete/Masonry Porch
Porch Area	80 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	859 WHITE OAK AVE
City	CENTRAL POINT
State	OR
Zip	97502-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	02W
Legal Township	37S
Legal Section	01
Legal Quarter	2
Legal Subdivision	CENTRAL POINT EAST DEVELOPMENT
Legal Block	3
Legal Lot Number	212
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3004
Census Tract	1100

Owner

Source: Jackson County records · APN 372W01BD7900

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	859 WHITE OAK AVE, CENTRAL POINT, OR 97502-3608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Dec 04, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Prior Sale	Nov 17, 2011 · Amount on Record
Deed Document Number	202045867
Prior Transfer Date	Apr 27, 2010
Prior Transfer Doc	0000013671
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	859 WHITE OAK AVE, CENTRAL POINT, OR 97502-3608
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001158
Date	Jan 20, 2026
Instrument	2026-001158

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	859 WHITE OAK AVE, CENTRAL POINT, OR 97502-3608
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 WHITE OAK AVE, CENTRAL POINT, OR 97502-3608

Mortgage

Document Number	0000028578
Date	Sep 22, 2022
Instrument	2022-028578

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 04, 2020
Property Address	859 WHITE OAK AVE, CENTRAL POINT, OR 97502-3608
Document Number	0000045867
Map Reference	VOL 28 PG 1
Instrument Date	Nov 30, 2020
Instrument	2020-045867
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	859 WHITE OAK AVE, CENTRAL POINT, OR 97502-3608

Mortgage

Document Number	0000045868
Date	Dec 04, 2020
Instrument	2020-045868

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,860 (+3%)	$660,240 (-1.68%) Land $125,440 Building $534,800
2025	$6,054.00 (+2.52%)	$355,210 (+3%) Land $137,350 Building $217,860	$671,520 (+0.53%) Land $132,000 Building $539,520
2024	$5,905.00 (+3.32%)	$344,870 (+3%) Land $133,350 Building $211,520	$668,000 (+0.95%) Land $122,000 Building $546,000
2023	$5,715.00 (+2.38%)	$334,830 (+3%) Land $129,470 Building $205,360	$661,730 (+2.23%) Land $126,760 Building $534,970
2022	$5,582.00	$325,080 Land $125,700 Building $199,380	$647,280 Land $117,370 Building $529,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (41029C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410290011003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1996–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2014, other causes
Claims By Storm	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hunter Communications & Technologies	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Project A	Fixed Wireless (unlicensed)	200 / 25
Whittrio	Fixed Wireless (unlicensed)	100 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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