Anne Arundel County property record for 859 Severn Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,280 sqft · built 1961 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $447,450 (Oct 2023) |
| Tax Bill | $4,178 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-747-08991805 |
| Primary APN | 01-747-08991805 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 576 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 74708991805 |
|---|---|
| Street Address | 859 SEVERN AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 46 47 BK B SELBY ON THE BAY |
| Legal Subdivision | SELBY ON THE BAY |
| Legal Block | B |
| Legal Lot Number | 46 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 701202 |
859 Severn Ave is owned and occupied by an individual who bought it in October 2023.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 16, 2022 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Jul 1, 2020 | Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC |
| Apr 24, 2017 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on File |
| Deed Sale | Oct 12, 2023 · Amount on File |
| Prior Sale | Oct 14, 2022 · Amount on File |
| Deed Book / Page | 39995 / 382 |
| Prior Transfer Date | Dec 3, 2011 |
| Prior Transfer Doc | 0242200049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 12, 2023 |
| Property Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Document Number | 0399950382 |
| Book / Page | 39995 / 382 |
| Map Reference | MB 8 FO 14 |
| Instrument Date | Oct 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Document Number | 0039995388 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 39995/388 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 16, 2022 |
| Property Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Document Number | 0392770033 |
| Book / Page | 39277 / 33 |
| Map Reference | MB 8 FO 14 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 859 SEVERN AVE, 859, EDGEWATER, MD 21037-3932 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Document Number | 0003927739 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 39277/39 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Document Number | 0348620268 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | AMERICAL TITLE COMPANY, AMERICAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 859 SEVERN AVE EDGEWATER MD 210373932, EDGEWATER, MD 21037-3932 |
| Document Number | 0348620268 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 034862/000268 |
| Name | LENDING 3 INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 859 SEVERN AVE, EDGEWATER, MD 21037-3932 |
| Document Number | 0312640001 |
| Book / Page | 031264 / 000001 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 859 SEVERN AVE EDGEWATER MD 210373932, EDGEWATER, MD 21037-3932 |
| Document Number | 0312640001 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 031264/000001 |
| Name | PARAMOUNT EQUITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2047 |
The 2025 property tax bill for 859 Severn Ave was $4,178 with a homeowner's exemption, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,500 (+7.08%) Land $184,000 Building $178,500 | $362,500 (-) Land $184,000 Building $178,500 | |
| 2025 | $4,178.00 (+2.25%) Homeowner's exemption | $338,533 | $362,500 Land $184,000 Building $178,500 |
| 2024 | $4,086.00 (+28.77%) | ||
| 2023 | $3,173.00 | $290,600 Land $184,000 Building $106,600 | $290,600 Land $184,000 Building $106,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 859 Severn Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 859 Severn Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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