859 Riviera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 859 Riviera Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1980
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Oct 2025)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-29-LW-70-10`

Property Details

APN / Parcel Number

Primary APN	`28-37-29-LW-70-10`
Alternative APNs	`28-37-29-LW-00070.0-0010.00` `2838096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	264 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	18 sqft
Deck Area	63 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2838096
Street Address	859 RIVIERA DR NE
City	PALM BAY
State	FL
Zip	32905-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 7 LOT 10 BLK 70
Legal Range	37E
Legal Township	28S
Legal Section	29
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 7
Legal Block	70
Legal Lot Number	10
Legal Unit	7
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1005
Census Tract	65131

Owner

859 Riviera Dr NE is owned and occupied by two individuals who bought it in October 2025.

Source: Brevard County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 30, 2021	Warranty Deed, Transfer PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC
Aug 2, 2019	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Jul 5, 2018	Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	2025199100
Deed Book / Page	10446 / 1964
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 2, 2025
Property Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437
Document Number	0104461964
Book / Page	10446 / 1964
Map Reference	MB 25 PG 121
Instrument Date	Sep 26, 2025
Instrument	2025199100
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 OAKHURST DR, ALLISON PARK, PA 15101-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437

Mortgage

Document Number	0104461965
Date	Oct 2, 2025
Instrument	10446/1965

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0104461981
Date	Oct 2, 2025
Book Page	10446/1981
Instrument	2025199102

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 30, 2021
Property Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437
Document Number	0091062425
Book / Page	9106 / 2425
Map Reference	MB 25 PG 121-126
Instrument Date	Apr 23, 2021
Instrument	2021111962
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	859 RIVIERA DR NE, 859, PALM BAY, FL 32905-4437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437
Document Number	0085090052
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 RIVIERA DR NE PALM BAY FL 329054437, PALM BAY, FL 32905-4437

Mortgage

Document Number	0085090052
Date	Aug 8, 2019
Book Page	008509/000052
Instrument	173333

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 5, 2018
Property Address	859 RIVIERA DR NE, PALM BAY, FL 32905-4437
Document Number	0082051873
Book / Page	008205 / 001873
Instrument Date	Jun 27, 2018
Instrument	150616
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	PENINSULA TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	859 RIVIERA DR NE PALM BAY FL 329054437, PALM BAY, FL 32905-4437

Mortgage

Document Number	82051874
Date	Jul 5, 2018
Book Page	008205/001874
Instrument	150617

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 859 Riviera Dr NE was $3,340, up 2.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,200 (-6.33%)	$207,200 (-6.33%)
2025	$3,340.00 (+2.39%) Homeowner's exemption	$221,210 (+2.84%) Land $65,000 Building $156,210	$221,210 (-0.69%) Land $65,000 Building $156,210
2024	$3,262.00 (+2.32%) Homeowner's exemption	$215,110 (+3%)	$222,750 (+0.47%) Land $65,000 Building $157,750
2023	$3,188.00 (+3.64%) Homeowner's exemption	$208,850 (+3%)	$221,700 (+9.34%) Land $55,000 Building $166,700
2022	$3,076.00 Homeowner's exemption	$202,770 Land $50,000 Building $152,770	$202,770 Land $50,000 Building $152,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 859 Riviera Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 859 Riviera Dr NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wire 3.

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