859 Pilot Riley Rd, Zebulon, NC 27597 Property Records

Franklin County property record for 859 Pilot Riley Rd, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,588 sqft · built 2020
Lot Size	14.2 acres (621,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Oct 2018)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2708-81-2712`

Property Details

APN / Parcel Number

Primary APN	`2708-81-2712`
Alternative APNs	`H13 00 043` `1033637` `001870`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,588 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Colonial
Exterior Material	Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	621,166 sqft (14.2 acres)
Garage Type	Finished
Porch	Porch
Deck Area	187 sqft
Patio Area	547 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1033637
Old Parcel Number	H13 00 043
Street Address	859 PILOT RILEY RD
City	ZEBULON
State	NC
Zip	27597-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	DW ON PROP/TONY RAY
Legal Subdivision	RAY TR
Legal Lot Number	1
Jurisdiction	FRANKLIN NC
Township / Civil Division	DUNN
Census Block Group	2
Census Block	2006
Census Tract	60802

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 633, ZEBULON, NC 27597-0633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage RAPID MORTGAGE COMPANY
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Mar 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	0021620992
Deed Book / Page	2162 / 0992
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	859 PILOT RILEY RD, ZEBULON, NC 27597-5901
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023470108
Date	Oct 5, 2023
Book Page	2347/108
Instrument	10080334

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	859 PILOT RILEY RD, ZEBULON, NC 27597-5901
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022710609
Date	Sep 21, 2021
Book Page	2271/609

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	859 PILOT RILEY RD, ZEBULON, NC 27597-5901
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 PILOT RILEY RD, ZEBULON, NC 27597-5901

Mortgage

Document Number	0022811627
Date	Dec 3, 2021
Book Page	2281/1627

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	RALEIGH, NC 27607

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Mar 9, 2021
Property Address	859 PILOT RILEY RD, ZEBULON, NC 27597-5901
Document Number	0022450931
Book / Page	002245 / 000931
Instrument Date	Mar 5, 2021
Instrument	10039727
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6453 GIDDINGS ST RALEIGH NC 276166685, RALEIGH, NC 27616-6685

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Oct 19, 2018
Property Address	859 PILOT RILEY RD, ZEBULON, NC 27597-5901
Document Number	0021620992
Book / Page	002162 / 000992
Instrument Date	Oct 18, 2018
Instrument	10005716
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1009 WANDERING WAY ROLESVILLE NC 275718743, ROLESVILLE, NC 27571-8743

Mortgage

Document Number	21620995
Date	Oct 19, 2018
Book Page	002162/000995
Instrument	10005717

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	RALEIGH, NC 27620-4789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 18, 2023

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00 (+2.05%)	$935,100 (+48.06%) Land $181,710 Building $753,390	$935,100 (+48.06%) Land $181,710 Building $753,390
2023	$5,651.00	$631,550 Land $64,880 Building $566,670	$631,550 Land $64,880 Building $566,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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