859 Phipps Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 859 Phipps Rd, Sparta, NC 28675 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Jan 2024)
Tax Bill	$846 (2025)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3043538692`

Property Details

APN / Parcel Number

Primary APN	`3043538692`
Alternative APNs	`80338` `83672`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	350 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	83672
Street Address	859 PHIPPS RD
City	SPARTA
State	NC
Zip	28675-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RM FOR SALE $ 89900 - JULY 2006 SCENIC REALTY
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PINEY CREEK
Census Block Group	1
Census Block	1016
Census Tract	950300

Owner

Source: Alleghany County records · APN 3043538692

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4755 HOMESTEAD PL, MATTHEWS, NC 28104-8905
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2024	Warranty Deed, Transfer · Line of Credit SKYLINE NATIONAL BANK
Oct 20, 2020	Warranty Deed, Transfer · Seller Carry-Back MARTY HAMM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2024 · Amount on Record
Deed Sale	Jan 05, 2024 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 05, 2024
Property Address	859 PHIPPS RD, SPARTA, NC 28675-8637
Document Number	000441/809
Book / Page	441 / 809
Instrument Date	Jan 03, 2024
Instrument	40
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 46TH ST SW, LEHIGH ACRES, FL 33976-4713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 HOMESTEAD PL, WEDDINGTON, NC 28104-8905

Mortgage

Document Number	0000000041
Date	Jan 05, 2024
Instrument	41

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 20, 2020
Property Address	859 PHIPPS RD, SPARTA, NC 28675-8637
Document Number	412/552
Book / Page	412 / 552
Instrument Date	Oct 19, 2020
Instrument	2423
Transaction Type	Transfer
Record Updated	Jul 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 FARMVIEW DR, 508, SPARTA, NC 28675-8999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 PHIPPS RD, SPARTA, NC 28675-8637

Mortgage

Document Number	2424
Date	Oct 20, 2020
Instrument	2424

Lender

Name	MARTY HAMM
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Oct 01, 2025

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 (+11.66%) Land $18,000 Building $96,000	$114,000 (+11.66%) Land $18,000 Building $96,000
2025	$846.00
2023		$102,100 Land $18,000 Building $84,100	$102,100 Land $18,000 Building $84,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370059503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2003–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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