Bedford County property record for 859 E Main St, Bedford, VA 24523 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1972 |
| Square Footage | 1,092 sqft Living Area |
| Lot Size | 50,094 sqft (1.15 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $869.00 (2026) |
| Primary APN | 215 A 42A-T |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,092 sqft Living Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 50,094 sqft (1.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 859 E MAIN ST |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-2903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E MAIN ST |
| Legal Subdivision | E MAIN ST |
| Jurisdiction | BEDFORD VA |
| Minor Civil Division | 7 |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 50101 |
Source: Bedford County records · APN 215 A 42A-T
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 859 E MAIN ST, BEDFORD, VA 24523-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST AMERICAN TITLE |
| Mar 20, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 24, 2026 |
| Property Address | 859 E MAIN ST, BEDFORD, VA 24523-2903 |
| Document Number | 0000003598 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 20263598 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 859 E MAIN ST, BEDFORD, VA 24523-2903 |
| Document Number | 0000003598, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20263598 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 01, 2049 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 859 E MAIN ST, BEDFORD, VA 24523-2903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ANCHOE TITLE, ANCHOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 190002299 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 190002299 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Municipality | Bedford Town |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $869.00 | $212,000 (+1%) Land $45,000 Building $167,000 | |
| 2023 | $869.00 Additional exemption filed | $106,000 | $212,000 Land $45,000 Building $167,000 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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