859 E Columbia St, Mason, MI 48854 Property Records

Ingham County property record for 859 E Columbia St, Mason, MI 48854

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,268 sqft · built 1988
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on File
Tax Bill$5,033 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-19-10-04-453-014

Property Details

APN / Parcel Number

Primary APN33-19-10-04-453-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,268 sqft Living Area
1st Floor Area1,268 sqft
Basement Area1,268 sqft
Unfinished Basement1,268 sqft
FlooringVinyl/Resilient
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions125 ft deep x 78 ft wide
Garage TypeDetached
Garage Area484 sqft

Exterior Amenities

PorchSlab
Porch Area232 sqft
Deck Area190 sqft
Patio Area510 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address859 E COLUMBIA ST
CityMASON
StateMI
Zip48854-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionLOT 47 RAYNER PONDS ESTATES, SEC 4, T2N R1W. CITY OF MASON
Legal Range01W
Legal Township02N
Legal Section04
Legal SubdivisionRAYNER PONDS ESTATES
Legal Lot Number47
Legal Unit47
JurisdictionINGHAM MI
Township / Civil DivisionMASON
Census Block Group4
Census Block4003
Census Tract6301

Owner

859 E Columbia St is owned and occupied by two individuals.

Source: Ingham County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address859 E COLUMBIA ST, MASON, MI 48854-1347
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK
Jul 21, 2021Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINGHAM MI
Recording DateJul 10, 2026
Property Address859 E COLUMBIA ST, MASON, MI 48854-1347
Document Number0000018906
Instrument DateJun 29, 2026
Instrument202618906
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 E COLUMBIA ST, MASON, MI 48854-1347

Mortgage

Document Number0000018906,
DateJul 10, 2026
Instrument202618906
Lender
NameCOMMERCIAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 25, 2041
Interest
Rate5.87%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINGHAM MI
Property Address859 E COLUMBIA ST, MASON, MI 48854-1347
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 E COLUMBIA ST, MASON, MI 48854-1347

Mortgage

Document Number0000032212
DateJul 21, 2021
Instrument2021-032212
Lender
NameCOMMERCIAL BANK
TypeBank
AddressMASON, MI 48854
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 25, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 859 E Columbia St was $5,033 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIngham County
MunicipalityMason City
Unified School DistrictMason Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,350 (+4.86%) Land $26,200 Building $99,150$250,700 (+4.86%) Land $52,400 Building $198,300
2025$5,033.00 Homeowner's exemption$119,540 Land $23,980 Building $95,560$239,080 Land $47,960 Building $191,120
2023$114,730 Land $22,140 Building $92,590$229,460 Land $44,280 Building $185,180
2021$4,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 859 E Columbia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 859 E Columbia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MASON
serves 8,252 people · EPA ID MI0004170
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2025)
action level 15 ppb
Copper1.39 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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