Winona County property record for 859 E 7th St, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 973 sqft · built 1886 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,054 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2018 Line of Credit |
| APN | 32.200.7200 |
| Primary APN | 32.200.7200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 973 sqft Living Area |
| 1st Floor Area | 973 sqft |
| Basement Area | 973 sqft |
| Unfinished Basement | 973 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 140 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Porch | Open Porch |
| Porch Area | 225 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 859 E 7TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-005 BLOCK-001 E C HAMILTON'S 2ND ADD E 1/2 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 25 |
| Legal Subdivision | HAMILTON ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 670700 |
Source: Winona County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 859 E 7TH ST, WINONA, MN 55987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Feb 1, 2018 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 859 E 7TH ST, WINONA, MN 55987 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 635669 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 635669 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 859 E 7TH ST, WINONA, MN 55987 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 608106 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 608106 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winona County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,054.00 (+22.84%) | ||
| 2025 | $118,700 (+4.86%) Land $24,200 Building $94,500 | $118,700 (+4.86%) Land $24,200 Building $94,500 | |
| 2023 | $858.00 Homeowner's exemption | $113,200 Land $23,300 Building $89,900 | $113,200 Land $23,300 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hiawatha Broadband Communications, LTD Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures