859 Dune Dr, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 859 Dune Dr, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,564 sqft · built 1999
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,577,000 (Apr 2026)
Tax Bill	$7,982 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-00008-03-00040`

Property Details

APN / Parcel Number

Primary APN	`01-00008-03-00040`

Interior

Stories	2 Stories
Building Area	2,564 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	859 DUNE DR
City	AVALON
State	NJ
Zip	08202-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Block	8.3
Legal Lot Number	40
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	1
Census Block	1036
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1606 NOBLE CIR, JENKINTOWN, PA 19046-1565
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CERTIFIED ABSTRACT CO.,INC, CERTIFIED ABSTRACT COMPANY
Sep 10, 2025	Deed of Trust, Mortgage LOAN FUNDER LLC
Sep 10, 2025	Deed, Transfer LOAN FUNDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Sep 10, 2025 · Amount on Record
Deed Document Number	202695268
Deed Book / Page	4277 / 628
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 27, 2026
Property Address	859 DUNE DR, AVALON, NJ 08202-2437
Document Number	0000095268
Book / Page	4277 / 628
Instrument Date	Apr 20, 2026
Instrument	2026.95268
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CERTIFIED ABSTRACT CO.,INC, CERTIFIED ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264,469.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095269,
Date	Apr 27, 2026
Instrument	2026..95269

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	859 DUNE DR, AVALON, NJ 08202-2437
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075413
Date	Sep 10, 2025
Book Page	M6837/446
Instrument	2025075413

Lender

Name	LOAN FUNDER LLC
Address	205 E BATES AVE, VILLAS, NJ 08251

Agreement

Amount	Amount Recorded

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 10, 2025
Property Address	859 DUNE DR, AVALON, NJ 08202-2437
Document Number	0000075412
Book / Page	D4242 / 275
Instrument Date	Sep 3, 2025
Instrument	2025075412
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1968 VALLEY RD, LONG HILL, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 305, DENNISVILLE, NJ 08214-0305

Mortgage

Document Number	0000075413
Date	Sep 10, 2025
Book Page	M6837/446
Instrument	2025075413

Lender

Name	LOAN FUNDER LLC
Address	205 E BATES AVE, VILLAS, NJ 08251

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,000 (-) Land $975,000 Building $325,000	$1,300,000 (-) Land $975,000 Building $325,000
2025		$1,300,000 (-) Land $975,000 Building $325,000	$1,300,000 (-) Land $975,000 Building $325,000
2024	$7,982.00 (+8.1%)
2023		$1,300,000 Land $975,000 Building $325,000	$1,300,000 Land $975,000 Building $325,000
2022	$7,384.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 839 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,072 units insured incl. 233 condo units
Nearby Flood Claims	778 (1979–2018)
Claims Outside the SFHA	11 of 778
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 191 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims Hurricane Gloria, Sep 1985 · 133 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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