859 Central Ave, Matteson, IL 60443 Property Records

Cook County property record for 859 Central Ave, Matteson, IL 60443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,912 sqft · built 1976
Lot Size	0.173 acres (7,540 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2019)
Tax Bill	$7,331 (2023)
Deeds & Mortgages	May 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-21-103-013`

Property Details

APN / Parcel Number

Primary APN	`31-21-103-013`
Alternative APN	`31-21-103-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,540 sqft (0.173 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	859 CENTRAL AVE
City	MATTESON
State	IL
Zip	60443-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GLENRIDGE)(FIRST) ADD TO (MATTESON) SUB OF PT OF EH EH NE OF SEC 20 & PT OF PT WH NW SEC 21-35-13
Legal Range	13E
Legal Township	35N
Legal Section	21
Legal Subdivision	GLENRIDGE FIRST ADD TO MATTESON
Legal Lot Number	150
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4034
Census Tract	830004

Owner

859 Central Ave is owned and occupied by an individual who bought it in June 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	859 CENTRAL AVE, MATTESON, IL 60443-1544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 25, 2019	Affidavit of Death, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Deed Document Number	201949207
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	0000049207
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 1, 2026
Property Address	859 CENTRAL AVE, MATTESON, IL 60443-1544
Document Number	0000002282
Instrument Date	Apr 16, 2026
Instrument	20262282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 CENTRAL AVE, MATTESON, IL 60443-1544
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002282,
Date	May 1, 2026
Instrument	20262282

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	859 CENTRAL AVE, MATTESON, IL 60443-1544
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030907673
Date	Nov 5, 2021
Instrument	2130907673

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COOK IL
Recording Date	Jun 25, 2019
Property Address	859 CENTRAL AVE, MATTESON, IL 60443-1544
Document Number	1917649206
Instrument Date	Jun 19, 2019
Instrument	17649206
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 CENTRAL AVE MATTESON IL 604431544, MATTESON, IL 60443-1544

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 25, 2019
Property Address	859 CENTRAL AVE, MATTESON, IL 60443-1544
Document Number	1917649207
Instrument Date	Jun 14, 2019
Instrument	17649207
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	859 CENTRAL AVE MATTESON IL 604431544, MATTESON, IL 60443-1544

Mortgage

Document Number	1917649208
Date	Jun 25, 2019
Instrument	17649208

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Matteson Village
Secondary School District	Rich Township High School District 227 (09 - 12)
Elementary School District	Elementary School District 159 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 Land $3,016 Building $17,984	$210,000 Land $30,160 Building $179,840
2023	$7,331.00 (+57.66%)
2022	$4,650.00 Homeowner's exemption	$12,107 Land $2,639 Building $9,468	$121,070 Land $26,390 Building $94,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 859 Central Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 859 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTESON serves 18,293 people · EPA ID IL0311800
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Jan 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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