859 1650 Rd, Delta, CO 81416 Property Records

Delta County property record for 859 1650 Rd, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,627 sqft · built 2020
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Mar 2004)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	May 2019 Construction Loan Feb 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R019095`

Property Details

APN / Parcel Number

Primary APN	`R019095`
Alternative APN	`349324202002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Building Area	2,627 sqft Living Area
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	99,317 sqft (2.28 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R019095
Street Address	859 1650 RD
City	DELTA
State	CO
Zip	81416-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	859 1650 RD DELTA 81416 S: 24 T: 51N R: 11W SUBDIVISION: MESA EDGE ESTATES RESOURCE PRESERVATION LOT: 2 TOTAL AC 2.28 +- (N237.12, S279.44, E385.28, W386.19) LOT 2-MESA EDGE ESTATES RESOURCE PRESERVATION SUB. PT NW4 SEC 24 T51N R11W NMPM BK 650 PG 20
Legal Subdivision	MESA EDGE ESTATES RESOURCE PRESERVATION
Legal Block	3
Legal Lot Number	2
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3046
Census Tract	965100

Owner

859 1650 Rd is owned and occupied by two individuals who bought it in March 2004.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	859 1650 RD, DELTA, CO 81416-8107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Construction Mortgage HOME LOAN STATE BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2004 · Amount on File
Deed Sale	Mar 31, 2004 · Amount on File
Prior Sale	Jan 2, 2003 · Amount on File
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	859 1650 LN, DELTA, CO 81416-8107
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000711018
Date	May 22, 2019
Instrument	711018

Lender

Name	HOME LOAN STATE BANK
Type	Bank
Address	GRAND JUNCTION, CO 81502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 16, 2020

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	859 1650 LN, DELTA, CO 81416-8107
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000716747
Date	Feb 3, 2020
Instrument	716747

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 859 1650 Rd was $2,983, up 12.5% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,983.00 (+12.52%)	$43,832 (+9.39%) Land $10,313 Building $33,519	$701,306 Land $165,000 Building $536,306
2024	$2,651.00 (+3.96%)	$40,068 (-) Land $5,522 Building $34,546
2023	$2,550.00 (+12.73%)	$40,068 (+14.33%) Land $5,522 Building $34,546	$598,030 (+18.59%) Land $82,420 Building $515,610
2022	$2,262.00	$35,047 Land $5,829 Building $29,218	$504,280 Land $83,871 Building $420,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 859 1650 Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 859 1650 Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 1650 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures