8589 Serrano Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 8589 Serrano Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	Trust Name on File
Last Sale	$152,000 (Jul 2020)
Tax Bill	$11,543 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-36-21-02-B-8`

Property Details

APN / Parcel Number

Primary APN	`26-36-21-02-B-8`
Alternative APNs	`26-36-21-02-0000B.0-0008.00` `3016495`

Interior

Stories	1 Story
Building Area	2,550 sqft Living Area
Gross Area	3,938 sqft
1st Floor Area	2,550 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	925 sqft
Porch	Finished/Open Porch
Patio Area	827 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	3016495
Street Address	8589 SERRANO CIR
City	MELBOURNE
State	FL
Zip	32940-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA AT ADDISON VILLAGE PHASE 2 LOT 8 BLK B
Legal Range	36E
Legal Township	26S
Legal Section	21
Legal Subdivision	VALENCIA AT ADDISON VILLAGE PHASE 2
Legal Phase	2
Legal Block	B
Legal Lot Number	8
Jurisdiction	BREVARD FL
Township / Civil Division	WEST BREVARD
Census Block Group	1
Census Block	1045
Census Tract	71353

Owner

8589 Serrano Cir is owner-occupied and held in a trust since July 2020.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8589 SERRANO CIR, MELBOURNE, FL 32940-8309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Deed Document Number	2020161467
Deed Book / Page	8808 / 2436
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 29, 2020
Property Address	8589 SERRANO CIR, MELBOURNE, FL 32940-8309
Document Number	0088082436
Book / Page	8808 / 2436
Map Reference	MB 64 PG 38-41
Instrument Date	Jul 28, 2020
Instrument	2020161467
Transaction Type	Construction Loan
Record Updated	Jul 27, 2022
Title Company	AURORA T&E OF BREVARD INC

Transaction

Amount	Amount on Record
Tax	$1,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 AURORA RDA, 2800, MELBOURNE, FL 32935

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3916 PEACOCK DR, MELBOURNE, FL 32904-9514

Mortgage

Document Number	0088082437
Date	Jul 29, 2020
Instrument	8808/2437

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 8589 Serrano Cir was $11,543 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$928,830 (+2.7%)	$998,510 (-3.31%)
2025	$11,543.00 Homeowner's exemption	$904,420	$1,032,640 Land $210,000 Building $822,640
2023	$10,848.00 (+7.14%) Homeowner's exemption	$853,340 (+3%)	$1,009,060 (+6.23%) Land $170,000 Building $839,060
2022	$10,125.00 Homeowner's exemption	$828,490	$949,860 Land $155,000 Building $794,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8589 Serrano Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 526 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	526 in force
Nearby Flood Claims	2 (2006–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8589 Serrano Cir is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20