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8586 Valley Dr, Middletown, MD 21769 Property Records

Frederick County property record for 8586 Valley Dr, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,892 sqft · built 1989
Lot Size2.05 acres (89,298 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Jun 2015)
Tax Bill$4,614 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-149056

Property Details

APN / Parcel Number

Primary APN03-149056
Alternative APNs
  • 3149056
  • 149056

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,892 sqft Living Area
Gross Area2,468 sqft
1st Floor Area1,028 sqft
Basement Area864 sqft
Finished Basement864 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area89,298 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number149056
Street Address8586 VALLEY DR
CityMIDDLETOWN
StateMD
Zip21769-9001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 4 BL A SEC 4 2.05 AC VALLEY DR BOLIVAR HGTS
Legal SubdivisionBOLIVAR HEIGHTS
Legal BlockA
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group2
Census Block2010
Census Tract770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Turner's and Fox's Gaps Historic District
listed 2011 · 115 contributing resources · NRIS 10000575
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8586 VALLEY DR, MIDDLETOWN, MD 21769-9001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2015 · Amount on Record
Deed SaleJun 12, 2015 · Amount on Record
Prior SaleJul 8, 1996 · Amount on Record
Deed Book / Page10589 / 269
Prior Transfer DateMay 18, 2015
Prior Transfer Doc0105890269
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 30, 2026
Property Address8586 VALLEY DR, MIDDLETOWN, MD 21769-9001
Document Number1784000132
Book / Page17840 / 132
Instrument DateApr 24, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title Company220 TITLE, 2020 TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8586 VALLEY DR, MIDDLETOWN, MD 21769-9001

Mortgage

Document Number1784000132,
DateApr 30, 2026
Book Page17840/132
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8586 VALLEY DR, MIDDLETOWN, MD 21769-9001
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8586 VALLEY DR, MIDDLETOWN, MD 21769-9001

Mortgage

Document Number0151430020
DateAug 2, 2021
Book Page15143/20
Lender
NameCOMMUNITY MORTGAGE LLC
TypeMortgage Company
AddressMOUNT AIRY, MD 21771
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,800 (+9.37%) Land $145,800 Building $254,000$399,800 (-) Land $145,800 Building $254,000
2025$4,614.00 (+10.94%)$365,533 (+23.08%)$399,800 (+34.61%) Land $145,800 Building $254,000
2024$4,159.00 (+14.64%)
2023$3,628.00$297,000 Land $121,300 Building $175,700$297,000 Land $121,300 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable		1,300 / 50
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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