8582 Sunlight Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8582 Sunlight Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,386 sqft · built 1961
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Mar 2025)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0063-0261-00`

Property Details

APN / Parcel Number

Primary APN	`510-0063-0261-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,013 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8582 SUNLIGHT DR
City	CINCINNATI
State	OH
Zip	45231-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNLIGHT DR 58.09 X 119.73 IRR LOT 57 SKYLINEACS SUB BLK C PT 1 REV
Legal Subdivision	SKYLINE ACS SUB
Legal Block	C
Legal Lot Number	57
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3005
Census Tract	21604

Owner

Source: Hamilton County records · APN 510-0063-0261-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8805 GOVERDOC HILL DR, CINCINNATI, OH 45245
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2025 · Amount on Record
Deed Sale	Mar 07, 2025 · Amount on Record
Deed Document Number	0000015776
Deed Book / Page	15368 / 8
Record Updated	Jun 08, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 07, 2025
Property Address	8582 SUNLIGHT DR, CINCINNATI, OH 45231-4164
Document Number	0000015776
Book / Page	15368 / 8
Map Reference	MB 85 PG 32
Instrument Date	Mar 04, 2025
Instrument	2025-0015776
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	OLDE STONE TITLE, OLD TOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERDOC HILL DRIVE, CINCINNATI, OH 45245

Mortgage

Document Number	0000015777
Date	Mar 07, 2025
Instrument	2025-0015777

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Max Rate	13%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+5.02%)	$40,621 (+%) Land $7,892 Building $32,729
2024	$2,289.00 (+1.15%)	$40,620 (-) Land $7,892 Building $32,728
2023	$2,263.00 (+29.54%)	$40,620 (+58.57%) Land $7,892 Building $32,728	$116,060 (+58.57%) Land $22,550 Building $93,510
2022	$1,747.00	$25,617 Land $6,174 Building $19,443
2020			$73,190 Land $17,640 Building $55,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.