8581 Cedar Dr, Lumberton, TX 77657 Property Records

Hardin County property record for 8581 Cedar Dr, Lumberton, TX 77657

Property Summary

Property TypeResidential Vacant Land
Lot Size0.167 acres (7,283 sqft)
OwnerIndividual Name on Record
Last Sale$284,287 (Aug 2025)
Tax Bill$3,187 (2026)
Deeds & MortgagesAug 2025 Mortgage
Oct 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN005850-002753

Property Details

APN / Parcel Number

Primary APN005850-002753
Alternative APN
  • 92173

Exterior

Lot Area7,283 sqft (0.167 acres)
Lot Dimensions175 ft deep x 42 ft wide

Location & Zoning

Account Number92173
Street Address8581 CEDAR DR
CityLUMBERTON
StateTX
Zip77657-8735
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionS05850 WOODCREST ORIG BLK 4, LOT 13B, ACRES .1672
Legal SubdivisionWOODCREST ORIG
Legal Block4
Legal Lot Number13B
JurisdictionHARDIN TX
Township / Civil DivisionLUMBERTON
Census Block Group2
Census Block2060
Census Tract30600

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8581 CEDAR DR, LUMBERTON, TX 77657-8735
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN MORTGAGE BANK
Oct 16, 2024Warranty Deed, Construction Loan · Construction Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2025 · Amount on Record
Deed SaleAug 21, 2025 · Amount on Record
Prior SaleOct 16, 2024 · Amount on Record
Deed Document Number2025155354
Record UpdatedOct 29, 2026

August 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARDIN TX
Recording DateAug 21, 2025
Property Address8581 CEDAR DR, LUMBERTON, TX 77657-8735
Document Number0000155354
Map ReferenceVOL 4 PG 274
Instrument DateAug 13, 2025
Instrument2025-155354
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8581 CEDAR DR, LUMBERTON, TX 77657-8735

Mortgage

Document Number0000155355
DateAug 21, 2025
Instrument2025-155355
Lender
NameAMERICAN MORTGAGE BANK
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

October 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHARDIN TX
Recording DateOct 16, 2024
Property Address8581 CEDAR DR, LUMBERTON, TX 77657-8735
Document Number0000147876
Map ReferenceVOL 4 PG 274
Instrument DateOct 11, 2024
Instrument2024-147876
Transaction TypeConstruction Loan
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 8004, LUMBERTON, TX 77657-0004

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 8004, LUMBERTON, TX 77657-0004

Mortgage

Document Number0000147877
DateOct 16, 2024
Instrument2024-147877
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 11, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHardin County
Unified School DistrictLumberton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,187.00 (+3,605.81%) Homeowner's exemption$184,401 (+3,588.02%) Land $5,000 Building $179,401$184,401 (+3,588.02%) Land $5,000 Building $179,401
2025$86.00 (-1.15%)$5,000 (-) Land $5,000$5,000 (-) Land $5,000
2024$87.00$5,000 Land $5,000$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Nearby Flood Policies91 in force
Nearby Flood Claims66 (1981–2026)
Claims Outside the SFHA54 of 66
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims
  • Hurricane Rita, Sep 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUMBERTON MUD
serves 31,428 people · EPA ID TX1000035
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number