8580 W Waterloo Rd, Edmond, OK 73025 Property Records

Oklahoma County property record for 8580 W Waterloo Rd, Edmond, OK 73025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,383 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Sep 2024)
Tax Bill	$12,495 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Jun 2022 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`4805-25-702-1075`

Property Details

APN / Parcel Number

Primary APN	`4805-25-702-1075`
Alternative APNs	`R257021075` `257021075`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	6,383 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	439 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R257021075
Street Address	8580 W WATERLOO RD
City	EDMOND
State	OK
Zip	73025-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK TOWNSHIP PT NE4 SEC 2 14N 4W BEG 207.93FT E & 179.24FT S OF NW/C NE4 TH SE170.83FT N189.82FT E219.83FT S211.20FT NW101.34FT SW197.20FT W125.63FT NW33.39FT LEFT ON CURVE NW113.11FT LEFT ON CURVE NW68.29FT NW31.26FT TO BEG AKA LOT 4 HUDSON W
Legal Range	04W
Legal Township	14N
Legal Section	02
Legal Subdivision	DEER CREEK TOWNSHIP
Legal Lot Number	4
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	1
Census Block	1004
Census Tract	108533

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10758 WATERSEDGE LN, SAINT PAUL, MN 55129-5238
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK AND TRUST CO
Jun 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2017	Deed of Trust, Mortgage · Construction Mortgage GREAT PLAINS NATIONAL BANK
Dec 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST UNITED BK
Jun 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Deed Document Number	2024115155
Deed Book / Page	15853 / 118
Prior Transfer Date	Jun 3, 2022
Prior Transfer Doc	0001086906
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	AMERICAN EAGLE ABSTRACT OF C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176

Mortgage

Document Number	0001034989
Date	Mar 7, 2022
Book Page	15082/1991
Instrument	2022030701034989

Lender

Name	FIRST UNITED BANK AND TRUST CO
Address	NORMAN, OK 73069

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 9, 2023

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 3, 2022
Property Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176
Document Number	0001086906
Book / Page	15175 / 944
Instrument Date	May 18, 2022
Instrument	2022060301086906
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176

Mortgage

Document Number	0001086908
Date	Jun 3, 2022
Instrument	2022060301086908

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011477600
Date	Oct 23, 2017
Book Page	13573/1083
Instrument	20171023011477600

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	PIEDMONT, OK 73078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Dec 17, 2017

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Recording Date	Dec 10, 2020
Property Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176
Document Number	0145680727
Book / Page	014568 / 000727
Instrument Date	Nov 16, 2020
Instrument	1182725
Transaction Type	Construction Loan
Record Updated	Apr 16, 2021
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3513 NW 176TH ST EDMOND OK 730128702, EDMOND, OK 73012-8702

Mortgage

Document Number	145680727
Date	Dec 10, 2020
Book Page	014568/000727
Instrument	1182725

Lender

Name	FIRST UNITED BK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 9, 2021

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 5, 2019
Property Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176
Document Number	0010763850
Book / Page	14041 / 0264
Instrument Date	May 20, 2019
Instrument	20190605010763850
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8580 W WATERLOO RD, EDMOND, OK 73025-9176

Mortgage

Document Number	0010763860
Date	Jun 5, 2019
Instrument	20190605010763860

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Deer Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,495.00 (+18.84%)	$107,547 (+24.79%) Land $14,881 Building $92,666	$977,702 (+20.28%) Land $135,285 Building $842,417
2024	$10,514.00 (+4.48%)
2023	$10,063.00 (+222.33%)	$86,185 (+216.9%) Land $4,771 Building $81,414	$812,842 (+228.77%) Land $44,999 Building $767,843
2022	$3,122.00	$27,196 Land $4,949 Building $22,247	$247,238 Land $44,999 Building $202,239

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK RURAL WATER CORP private · serves 5,500 people · EPA ID OK2005504
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Fixed Wireless in parts of the area	2,000 / 35
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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