8580 Spring Crk Loop, Salado, TX 76571 Property Records

Bell County property record for 8580 Spring Crk Loop, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	2,658 sqft · built 2021
Lot Size	0.585 acres (25,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Feb 2022)
Tax Bill	$8,127 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0912889022`

Property Details

APN / Parcel Number

Primary APN	`0912889022`
Alternative APNs	`488784` `702678`

Interior

Stories	1 Story
Building Area	2,658 sqft Living Area
1st Floor Area	2,658 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	25,483 sqft (0.585 acres)
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Patio Area	624 sqft

Location & Zoning

Street Address	8580 SPRING CREEK LOOP
City	SALADO
State	TX
Zip	76571-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING CREEK, BLOCK 002, LOT 0006, ACRES .585
Legal Subdivision	SPRING CREEK
Legal Block	2
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	3
Census Block	3010
Census Tract	23404

Owner

Source: Bell County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8580 SPRING CREEK LOOP, SALADO, TX 76571-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Feb 15, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	May 4, 2021
Deed Document Number	20229552
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	8580 SPRING CREEK LOOP, SALADO, TX 76571-2206
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8580 SPRING CREEK LOOP, SALADO, TX 76571-2206

Mortgage

Document Number	0000014991
Date	Apr 10, 2024
Instrument	2024014991

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 15, 2022
Property Address	8580 SPRING CREEK LOOP, SALADO, TX 76571-2206
Document Number	0000009552
Map Reference	PL 44-A-C
Instrument Date	Feb 14, 2022
Instrument	2022009552
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8580 SPRING CREEK LOOP, 8580, SALADO, TX 76571-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8580 SPRING CREEK LOOP, SALADO, TX 76571-2206

Mortgage

Document Number	0000009553
Date	Feb 15, 2022
Instrument	2022009553

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,127.00 (-0.68%)	$783,029 (+13.05%) Land $160,000 Building $623,029	$783,029 (+13.05%) Land $160,000 Building $623,029
2023	$8,183.00 (-15.23%) Homeowner's exemption Senior Citizen's exemption	$692,638 Land $150,000 Building $542,638	$692,638 Land $150,000 Building $542,638
2022	$9,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: BEC Communications, Nextlink.

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