8580 Kroth Ln, Union, KY 41091 Property Records

Boone County property record for 8580 Kroth Ln, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,223 sqft · built 2018
Lot Size	1.12 acres (48,874 sqft)
Owner	Individual Name on Record
Last Sale	$486,084 (Mar 2019)
Tax Bill	$6,221 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-14-001.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-14-001.00`
Alternative APN	`52051`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,223 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	48,874 sqft (1.12 acres)
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	8580 KROTH LN
City	UNION
State	KY
Zip	41091-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SEC 5 ALSON PLACE
Legal Subdivision	ALSON PLACE SUB SEC 5
Legal Lot Number	1
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4000
Census Tract	70318

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8580 KROTH LN, UNION, KY 41091-8622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK
Oct 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage FISCHER LENDING COMPANY LLC
Feb 8, 2022	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Jan 27, 2021	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK
Mar 5, 2019	Deed, Subdivision Related Transfer HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	769768
Deed Book / Page	D1122 / 655
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8580 KROTH LN, UNION, KY 41091-8622
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4168/422
Date	Mar 5, 2019
Book Page	M4168/422
Instrument	769769

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8580 KROTH LN, UNION, KY 41091-8622
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4144/907
Date	Oct 26, 2018
Book Page	M4144/907
Instrument	762668

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	27 Months
Due	Dec 31, 2020

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8580 KROTH LN, UNION, KY 41091-8622
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4570/938
Date	Feb 8, 2022
Book Page	M4570/938
Instrument	860546

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8580 KROTH LN, UNION, KY 41091-8622
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4405/680
Date	Jan 27, 2021
Book Page	M4405/680
Instrument	824669

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	8580 KROTH LN, UNION, KY 41091-8622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4260/150
Date	Feb 5, 2020
Book Page	M4260/150
Instrument	794249

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

March 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Mar 5, 2019
Property Address	8580 KROTH LN, UNION, KY 41091-8622
Document Number	D1122/655
Book / Page	D1122 / 655
Map Reference	CAB 6 SL 175
Instrument Date	Dec 20, 2018
Instrument	769768
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 100, 3940, ERLANGER, KY 41018-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8580 KROTH LN, UNION, KY 41091-8622

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,221.00 (-1.78%)	$550,000 (-) Land $100,000 Building $450,000
2024			$550,000 (-) Land $100,000 Building $450,000
2023	$6,334.00 (+2.59%)	$550,000 (-) Land $100,000 Building $450,000	$550,000 (-) Land $100,000 Building $450,000
2022	$6,174.00	$550,000 Land $100,000 Building $450,000	$550,000 Land $100,000 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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