858 Watson Pond Rd, Rome (Oakland), ME 04963 Property Records

Kennebec County and Rome Town property record for 858 Watson Pond Rd, Rome, ME 04963

Property Summary

Property Type	Single Family Home
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Mar 2022)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROME M:15II L:003`

Property Details

APN / Parcel Number

Primary APN	`ROME M:15II L:003`
Alternative APN	`1431`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Account Number	1431
Street Address	858 WATSON POND RD
City	ROME
State	ME
Zip	04963-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3
Jurisdiction	ROME ME
Township / Civil Division	ROME
Census Block Group	1
Census Block	1016
Census Tract	15500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Rome Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	858 WATSON POND RD, ROME, ME 04963-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage FRANKLIN SAVINGS BANK (MAINE)
Mar 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK (MAINE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20226390
Deed Book / Page	14388 / 100
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	858 WATSON POND RD, ROME, ME 04963-3513
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025013609
Date	Jul 8, 2025
Book Page	15419/318
Instrument	2025013609

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROME ME
Recording Date	Mar 18, 2022
Property Address	858 WATSON POND RD, ROME, ME 04963-3513
Document Number	2022006390
Book / Page	14388 / 100
Instrument Date	Mar 11, 2022
Instrument	2022006390
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 830, SOUTH CHINA, ME 04358-0830

Mortgage

Document Number	2022006391
Date	Mar 18, 2022
Instrument	2022006391

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Apr 1, 2032
Max Rate At Change	2.5%
Index	3-Year CMT

Tax Assessment & Valuation

Source: Kennebec County and Rome Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Rome Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,410.00 (+31.26%)	$382,600 (+159.39%) Land $51,100 Building $331,500
2024	$1,836.00 (+9.16%)	$147,500 (-) Land $24,000 Building $123,500
2022	$1,682.00	$147,500 Land $24,000 Building $123,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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