Hamilton County property record for 858 Summerfield Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,782 sqft · built 1971 |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,500 (Aug 2019) |
| Tax Bill | $3,627 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0070-0146-00 |
| Primary APN | 599-0070-0146-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 858 sqft |
| 2nd Floor Area | 924 sqft |
| Basement Area | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,848 sqft (0.271 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 858 SUMMERFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD LN 80 X 150 LOT 98 BEACON HILL ESTS SUB BLK A PT 5 |
| Legal Subdivision | BEACON HILL ESTATES SUB |
| Legal Block | A |
| Legal Lot Number | 98 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 858 SUMMERFIELD LN # LN45240, LN45240, CINCINNATI, OH 45240-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage KEMBA CREDIT UNION INC |
| Sep 16, 2021 | Deed of Trust, Mortgage KEMBA CREDIT UNION INC |
| Aug 13, 2019 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Apr 21, 1994 |
| Deed Document Number | 2019-0066787 |
| Deed Book / Page | 13979 / 00258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 858 SUMMERFIELD LN, CINCINNATI, OH 45240-1247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 858 SUMMERFIELD LN, CINCINNATI, OH 45240-1247 |
| Document Number | 0000011592 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 14856/445 |
| Instrument | 2023-0011592 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 858 SUMMERFIELD LN, CINCINNATI, OH 45240-1247 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000111625 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 14503/560 |
| Instrument | 2021-0111625 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | TRENTON, OH 45067 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 13, 2019 |
| Property Address | 858 SUMMERFIELD LN, CINCINNATI, OH 45240-1247 |
| Document Number | 0000066797 |
| Book / Page | 013979 / 000258 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 66797 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 858 SUMMERFIELD LN CINCINNATI OH 452401247, CINCINNATI, OH 45240-1247 |
| Document Number | 66788 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 013979/000260 |
| Instrument | 66788 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,627.00 (+16.32%) | $72,272 (-) Land $13,675 Building $58,597 | |
| 2024 | $3,118.00 (-0.19%) | $72,272 (-) Land $13,675 Building $58,597 | |
| 2023 | $3,124.00 (-0.32%) | $72,272 (+22.55%) Land $13,675 Building $58,597 | $206,490 (+22.55%) Land $39,070 Building $167,420 |
| 2022 | $3,134.00 Homeowner's exemption | $58,975 Land $11,452 Building $47,523 | |
| 2020 | $168,500 Land $32,720 Building $135,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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