858 S Ridge Pl, Benson, AZ 85602 Property Records

Cochise County property record for 858 S Ridge Pl, Benson, AZ 85602

Property Summary

Property Type	Single Family Home
Details	1,647 sqft · built 2002
Lot Size	0.412 acres (17,943 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Aug 2021)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-42-229`

Property Details

APN / Parcel Number

Primary APN	`123-42-229`
Alternative APN	`123-42-22900`

Interior

Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	1,647 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,943 sqft (0.412 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	123-42-22900
Street Address	858 S RIDGE PL
City	BENSON
State	AZ
Zip	85602-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMA LINDA #2 LOT 30
Legal Subdivision	LOMA LINDA #2
Legal Lot Number	30
Legal Unit	30
Jurisdiction	COCHISE AZ
Township / Civil Division	BENSON
Census Block Group	2
Census Block	2015
Census Tract	301

Owner

858 S Ridge Pl is owned and occupied by an individual who bought it in August 2021.

Source: Cochise County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	858 S RIDGE PL, BENSON, AZ 85602-6870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage ALTITUDE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	202122855
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0000025516
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	858 S RIDGE PL, BENSON, AZ 85602-6870
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019140
Date	Sep 9, 2020
Instrument	2020-19140

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Aug 25, 2021
Property Address	858 S RIDGE PL, BENSON, AZ 85602-6870
Document Number	0000022855
Map Reference	MB 5 PG 45
Instrument Date	Aug 25, 2021
Instrument	2021-22855
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	858 S RIDGE PL, 858, BENSON, AZ 85602-6870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 S RIDGE PL, BENSON, AZ 85602-6870

Mortgage

Document Number	0000022856
Date	Aug 25, 2021
Instrument	2021-22856

Lender

Name	ALTITUDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 858 S Ridge Pl was $1,771, up 3.3% from the year before.

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Benson City
Unified School District	Benson Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,266 (-4.37%) Land $2,400 Building $16,866	$192,655 (-4.37%) Land $24,000 Building $168,655
2025	$1,771.00 (+3.27%)	$20,147 (+0.59%) Land $2,400 Building $17,747	$201,469 (+0.6%) Land $24,000 Building $177,469
2024	$1,715.00 (+4.57%)	$20,028 Land $2,400 Building $17,628	$200,276 Land $24,000 Building $176,276
2023	$1,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 858 S Ridge Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 858 S Ridge Pl is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 84% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENSON, CITY OF WATER SYSTEM serves 5,355 people · EPA ID AZ0402005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 35
MTE Communications Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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