858 Richardson Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 858 Richardson Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,086 sqft · built 1987
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2021)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76W000008103`

Property Details

APN / Parcel Number

Primary APN	`76W000008103`
Alternative APNs	`025050` `25050`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	2,086 sqft Adjusted Area
1st Floor Area	1,224 sqft
2nd Floor Area	490 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	196 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	025050
Street Address	858 RICHARDSON RD
City	COLUMBUS
State	MS
Zip	39702-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 SW4 858 RICHARDSON RD
Legal Range	17W
Legal Township	19S
Legal Section	09
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	3
Census Block	3007
Census Tract	404

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	858 RICHARDSON RD, COLUMBUS, MS 39702-8461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
May 20, 2021	Warranty Deed, Transfer
May 18, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Sep 3, 2019	Warranty Deed, Transfer · Construction Mortgage BANK OF VERNON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	May 18, 2020
Deed Document Number	0020213997
Deed Book / Page	2021 / 3997
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	858 RICHARDSON RD, COLUMBUS, MS 39702-8461
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202115936
Date	May 20, 2021
Book Page	2021/15936

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 20, 2021
Property Address	858 RICHARDSON RD, COLUMBUS, MS 39702-8461
Document Number	0020213997
Book / Page	2021 / 3997
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 RICHARDSON RD, COLUMBUS, MS 39702-8461

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 18, 2020
Property Address	858 RICHARDSON RD, COLUMBUS, MS 39702-8461
Document Number	0020203187
Book / Page	002020 / 003187
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	858 RICHARDSON RD COLUMBUS MS 397028461, COLUMBUS, MS 39702-8461

Mortgage

Document Number	20200405
Date	May 18, 2020
Book Page	002020/010405

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 3, 2019
Property Address	858 RICHARDSON RD, COLUMBUS, MS 39702-8461
Document Number	0020196429
Book / Page	002019 / 006429
Instrument Date	Aug 19, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 STEENS VERNON RD STEENS MS 397669564, STEENS, MS 39766-9564

Mortgage

Document Number	20198206
Date	Sep 3, 2019
Book Page	002019/018206

Lender

Name	BANK OF VERNON
Type	Bank
Address	VERNON, AL 35592

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2020

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00 (+1.07%) Homeowner's exemption	$14,664 (+16.13%)	$146,640 (+16.13%) Land $16,170 Building $130,470
2024	$1,122.00 (+21.96%)
2023	$920.00 Homeowner's exemption	$12,627	$126,270 Land $16,170 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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