858 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 858 McWilliams Rd, Covington, TN 38019 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,325 sqft Living Area
Lot Size	52,272 sqft (1.2 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2022)
Tax Bill	$605.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`084039 05201`
Alternative APN	`039 05201`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,325 sqft Living Area
1st Floor	1,104 sqft 1st Floor
Upper Floors	736 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	52,272 sqft (1.2 acres)

Exterior Amenities

Deck Area	72 sqft Deck
Patio Area	72 sqft Patio
Porch Area	256 sqft Porch
Topography	Rolling Topography
Utility Building	360 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	858 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6428
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: G60
Jurisdiction	TIPTON TN
Minor Civil Division	3
Census Blockgroup	2
Census Block	2025
Census Tract	40400

Owner

Source: Tipton County records · APN 084039 05201

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	858 MCWILLIAMS RD, COVINGTON, TN 38019-6428
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2022 · Amount on Record
Deed Sale	Jul 07, 2022 · Amount on Record
Prior Sale	Jul 03, 2019 · Amount on Record
Deed Doc Number	2022258493
Deed Book / Page	1966 / 379
Transfer Doc	0001480772
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 07, 2022
Property Address	858 MCWILLIAMS RD, COVINGTON, TN 38019-6428
Document Number	0001966379
Book / Page	1966 / 379
Map Reference	MB 792 PG 325
Instrument Date	Jun 27, 2022
Instrument	258493
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8376 US HIGHWAY 51 N, MILLINGTON, TN 38053-1617

Mortgage

Document Number	0000258494
Date	Jul 07, 2022
Instrument	258494

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$605.00 (+19.8%)	$39,775 (-) Land $4,900 Building $34,875
2023		$39,775 (+60.54%) Land $4,900 Building $34,875
2022	$505.00	$24,775 Land $3,600 Building $21,175	$99,100 (-37.71%) Land $14,400 Building $84,700
2020			$159,100 Land $19,600 Building $139,500

Flood & Wildfire

858 McWilliams Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Tipton County (47167C), updated August 28, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 28th in Tennessee
Wildfire Likelihood	Low — about 1 in 6,250 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.