858 Main St E, Monmouth, OR 97361 Property Records

Polk County property record for 858 Main St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,936 sqft · built 1890
Lot Size	0.467 acres (20,330 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2025)
Tax Bill	$4,664 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-00500`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-00500`
Alternative APN	`190743`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	1,240 sqft
2nd Floor Area	696 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1985
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	20,330 sqft (0.467 acres)
View / Lot	Traffic
Garage Area	650 sqft
Parking Spaces	4 Parking Spaces
Deck Area	84 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	190743
Street Address	858 MAIN ST E
City	MONMOUTH
State	OR
Zip	97361-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	MONMOUTH OUTLOTS
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	20304

Owner

Source: Polk County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	858 MAIN ST E, MONMOUTH, OR 97361-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 17, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage WELCOME HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	20257902
Prior Transfer Date	Jun 30, 2019
Prior Transfer Doc	0000009754
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	858 MAIN ST E, MONMOUTH, OR 97361-1831
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 MAIN ST E, MONMOUTH, OR 97361-1831

Mortgage

Document Number	0000001571
Date	Mar 7, 2024
Instrument	2024-001571

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 17, 2025
Property Address	858 MAIN ST E, MONMOUTH, OR 97361-1831
Document Number	0000007902
Instrument Date	Aug 11, 2025
Instrument	2025-007902
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 MAIN ST E, MONMOUTH, OR 97361-1831

Mortgage

Document Number	0000007903
Date	Oct 17, 2025
Instrument	2025-007903

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	Sep 5, 2019
Property Address	858 MAIN ST E, MONMOUTH, OR 97361-1831
Document Number	0000009754
Instrument Date	Aug 30, 2019
Instrument	9754
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	858 MAIN ST E MONMOUTH OR 973611831, MONMOUTH, OR 97361-1831

Mortgage

Document Number	9755
Date	Sep 5, 2019
Instrument	9755

Lender

Name	WELCOME HM LNS
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,600 (+3%) Land $90,680 Building $189,920	$507,610 (+0.12%) Land $164,000 Building $343,610
2025	$4,664.00 (+3.85%)	$272,430 (+3%) Land $88,030 Building $184,400	$507,000 (+1.73%) Land $156,200 Building $350,800
2024	$4,491.00 (-4%)	$264,500 (+3%) Land $85,470 Building $179,030	$498,400 (-0.66%) Land $147,040 Building $351,360
2023	$4,678.00 (+11.12%)	$256,800 (+3%) Land $82,980 Building $173,820	$501,720 (+5.92%) Land $147,040 Building $354,680
2022	$4,210.00	$249,330 Land $80,570 Building $168,760	$473,670 Land $135,000 Building $338,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

Nearby Properties on Main St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures