858 Lowe Rd, Lumberton, NC 28360 Property Records

Robeson County property record for 858 Lowe Rd, Lumberton, NC 28360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,747 sqft · built 1998
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,123 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14190100707`

Property Details

APN / Parcel Number

Primary APN	`14190100707`
Alternative APN	`66397000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,747 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	71,438 sqft (1.64 acres)
Garage Area	600 sqft
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	66397000
Street Address	858 LOWE RD
City	LUMBERTON
State	NC
Zip	28360-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	AC S/E SR 1550
Jurisdiction	ROBESON NC
Township / Civil Division	BACK SWAMP
Census Block Group	1
Census Block	1034
Census Tract	960503

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1859, PEMBROKE, NC 28372-1859
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	858 LOWE RD, LUMBERTON, NC 28360-5304
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002348/178
Date	May 18, 2022
Book Page	2348/178
Instrument	2022005003

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PEMBROKE, NC 28372

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	858 LOWE RD, LUMBERTON, NC 28360-5304
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2267/231
Date	Jan 27, 2021
Book Page	2267/231
Instrument	2021000766

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	858 LOWE RD, LUMBERTON, NC 28360-5304
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018000817
Date	Feb 1, 2018
Book Page	2118/858
Instrument	2018000817

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PEMBROKE, NC 28372

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,123.00 (+26.28%)	$332,600 (+23.69%) Land $12,200 Building $320,400	$332,600 (+23.69%) Land $12,200 Building $320,400
2023	$2,473.00	$268,900 (-) Land $11,900 Building $257,000	$268,900 (-) Land $11,900 Building $257,000
2022	$2,473.00	$268,900 Land $11,900 Building $257,000	$268,900 Land $11,900 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	37 (2004–2025)
Claims Outside the SFHA	4 of 37
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 22 claims Hurricane Matthew, Oct 2016 · 11 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LREMC Technologies Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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