Pinellas County property record for 858 Harbor Cir, Palm Harbor, FL 34683 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,327 sqft · built 1986 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,900 (Nov 2025) |
| Tax Bill | $7,890 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-2277-1 |
| Primary APN | C62-000-741-2277-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| Gross Area | 2,088 sqft |
| 1st Floor Area | 1,327 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R930 |
|---|---|
| Street Address | 858 HARBOR CIR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-4727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR PLACE LOT 54 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 1 |
| Legal Subdivision | HARBOR PLACE |
| Legal Tract | 36297 |
| Legal Lot Number | 54 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 27207 |
Source: Pinellas County records · APN C62-000-741-2277-1
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC |
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| May 02, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 02, 2020 | Warranty Deed, Transfer · Conventional with PMI SIMPLE HM LNDG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | May 02, 2024 · Amount on Record |
| Deed Document Number | 2025325252 |
| Deed Book / Page | 23364 / 68 |
| Prior Transfer Date | Jul 09, 2014 |
| Prior Transfer Doc | 0184730942 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Document Number | 0219841596 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 21984/1596 |
| Instrument | 2022088954 |
| Name | SIMPLE HOME LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MACOMB, MI 48044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 19, 2025 |
| Property Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Document Number | 0233640068 |
| Book / Page | 23364 / 68 |
| Map Reference | MB 89 PG 41-43 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025325252 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,359.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8449 BLUEVINE SKY DR, LAND O LAKES, FL 34637-7652 |
| Name | Verified Name |
|---|---|
| Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Document Number | 0002336470 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 23364/70 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 02, 2024 |
| Property Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Document Number | 0227870453 |
| Book / Page | 22787 / 453 |
| Map Reference | MB 89 PG 41-43 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024112825 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | INTEGRITY TITLE AND TRUST LLC, INTEGRITY TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,276.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 WIDEVIEW AVE, TARPON SPRINGS, FL 34689-2144 |
| Name | Verified Name |
|---|---|
| Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Document Number | 0022787455 |
|---|---|
| Date | May 02, 2024 |
| Instrument | 22787/455 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 02, 2020 |
| Property Address | 858 HARBOR CIR, PALM HARBOR, FL 34683-4727 |
| Document Number | 0210212447 |
| Book / Page | 021021 / 002447 |
| Instrument Date | May 29, 2020 |
| Instrument | 166620 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | COURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 858 HARBOR CIR PALM HARBOR FL 346834727, PALM HARBOR, FL 34683-4727 |
| Document Number | 210212449 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 021021/002449 |
| Instrument | 166621 |
| Name | SIMPLE HM LNDG LLC |
|---|---|
| Address | SHELBY TOWNSHIP, MI 48315 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,890.00 (+102.05%) | $426,339 (+68.84%) Land $158,625 Building $267,714 | $426,339 (+6.12%) Land $158,625 Building $267,714 |
| 2024 | $3,905.00 (+1.64%) Homeowner's exemption | $252,504 (+3%) | $401,754 (+21.73%) Land $181,723 Building $220,031 |
| 2023 | $3,842.00 (+3.06%) Homeowner's exemption | $245,150 (+3%) | $330,039 (+15.74%) Land $152,743 Building $177,296 |
| 2022 | $3,728.00 Homeowner's exemption | $238,010 | $285,161 Land $148,621 Building $136,540 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030272071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property
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