Allegany County property record for 858 Gephart Dr, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,141 sqft · built 1939 |
| Lot Size | 0.084 acres (3,669 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $13,900 (Nov 1985) |
| Tax Bill | $717 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-004024 |
| Primary APN | 06-004024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,141 sqft Total Area |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,669 sqft (0.084 acres) |
| Lot Dimensions | 100 ft deep x 37 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 004024 |
|---|---|
| Street Address | 858 GEPHART DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 858 GEPHART DR LOT 28 PT 27 37X100 BLK 19 38X 94 |
| Legal Block | 19 |
| Legal Lot Number | 28 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1200 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 505 E OLDTOWN RD, CUMBERLAND, MD 21502-3655 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 1985 · Amount on Record |
| Deed Sale | Nov 5, 1985 · Amount on Record |
| Deed Book / Page | 553 / 40 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,500 (+39.97%) Land $6,400 Building $80,100 | $86,500 (+39.97%) Land $6,400 Building $80,100 | |
| 2025 | $717.00 (+24.91%) | ||
| 2023 | $574.00 | $61,800 Land $6,400 Building $55,400 | $61,800 Land $6,400 Building $55,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1995–2021) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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