858 Encino Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 858 Encino Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 900 sqft · built 1963
Lot Size0.398 acres (17,337 sqft)
Owner2 Individual Names on File
Last Sale$466,000 (Jun 2004)
Tax Bill$7,980 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN044-182-05

Property Details

APN / Parcel Number

Primary APN044-182-05
Alternative APN
  • 044-182-05-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area900 sqft Living Area
Gross Area1,070 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area17,337 sqft (0.398 acres)
TerrainSteep
Garage TypeAttached
Garage Area170 sqft
Deck Area243 sqft
Patio Area243 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address858 ENCINO DR
CityAPTOS
StateCA
Zip95003-4874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10-SP
Legal DescriptionLOT 205
Legal SubdivisionDEER PARK VILLA 00
Legal Lot Number205
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122202

Owner

858 Encino Dr is owned and occupied by two individuals who acquired it in June 2007.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address858 ENCINO DR, APTOS, CA 95003-4874
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2004 · Amount on File
Deed SaleJun 8, 2004 · Amount on File
Prior SaleOct 3, 2001 · Amount on File
Deed Document Number200441228
Last Transfer DateJun 22, 2007
Transfer Doc0000036036
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address858 ENCINO DR, APTOS, CA 95003-4874
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address858 ENCINO DR, APTOS, CA 95003-4874

Mortgage

Document Number0000015408
DateAug 16, 2023
Instrument2023-0015408
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79952
Agreement
TypeSBA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 858 Encino Dr was $7,980.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$675,810 (+2%) Land $473,068 Building $202,742
2025$7,980.00$662,558 Land $463,792 Building $198,766
2023$7,262.00 (+1.87%)$636,830 Land $445,782 Building $191,048$691,200
2022$7,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 858 Encino Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 858 Encino Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Etheric Networks
Fixed Wireless
250 / 100
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Cruzio, Razzolink, T-Mobile, Verizon.

Nearby Properties on Encino Dr

Nearby Streets

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