858 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 858 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Emergency Services (Police, Fire, Rescue)
Details	3 bd · 2 ba · 2,891 sqft · built 1991
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on File
Tax Bill	$19 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390329-475020-0000`

Property Details

APN / Parcel Number

Primary APN	`390329-475020-0000`
Alternative APNs	`104846` `15539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,891 sqft Gross Area
1st Floor Area	2,891 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Exterior Material	Wood
Lot Area	42,253 sqft (0.97 acres)
Garage Area	572 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	104846
Street Address	858 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9744
Property Category	Public Works
Property Type	Public Works > Emergency Services (Police, Fire, Rescue)
Local Zoning Code	R5A
Legal Description	LOT 1 FOGGY BOTTOM SHORT PLAT AS REC BOOK 27 SHORT PLATS PG 20-EXC PTN TO WHATCOM CO FOR RD DESC AF 960320278
Legal Range	03
Legal Township	39
Legal Section	29
Legal Subdivision	FOGGY BOTTOM SHORT PLAT
Legal Block	2
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2034
Census Tract	10701

Owner

Source: Whatcom County records · APN 390329-475020-0000

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	210 LOTTIE ST, BELLINGHAM, WA 98225-4009
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2002
Deed Sale	Mar 15, 2002
Deed Document Number	2002302450
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 28, 2026
Property Address	858 E SMITH RD, BELLINGHAM, WA 98226-9744
Document Number	0000002357
Instrument Date	Jun 08, 2026
Instrument	20262357
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$965,762.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S DOUGLAS ST, CASHMERE, WA 98815-1185

Mortgage

Document Number	0000002358,
Date	Jul 28, 2026
Instrument	2026072358

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19.00	$630,635 (+24.4%) Land $314,150 Building $316,485	$630,635 (+24.4%) Land $314,150 Building $316,485
2022		$506,930 Land $146,321 Building $360,609	$506,930 Land $146,321 Building $360,609
2021	$19.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 29 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VICTOR WATER ASSOCIATION private · serves 43 people
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.