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858 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 858 E 4th St, Winona, MN 55987 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1973
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$1,926 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
APN32.430.0530

Property Details

APN / Parcel Number

Primary APN32.430.0530

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1996
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area750 sqft
PorchOpen Porch
Porch Area18 sqft
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address858 E 4TH ST
CityWINONA
StateMN
Zip55987-4601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-25 TWP-107 RANGE-007 RIVERSIDE ADDITION LOT-009 BLOCK-005 E 1/2 LOT 8 & W 1/2 LOT 9
Legal Range007
Legal Township107
Legal Section25
Legal SubdivisionRIVERSIDE ADDITION
Legal Block5
Legal Lot Number8-9
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group2
Census Block2018
Census Tract670700

Owner

Source: Winona County records · APN 32.430.0530

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address858 E 4TH ST, WINONA, MN 55987-4601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK NA
Jun 17, 2019Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address858 E 4TH ST, WINONA, MN 55987-4601
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number635754
DateJul 28, 2021
Instrument635754
Lender
NameMERCHANTS BANK
TypeBank
AddressWINONA, MN 55987
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address858 E 4TH ST, WINONA, MN 55987-4601
Transaction TypeMortgage
Record UpdatedAug 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number618305
DateJul 30, 2019
Instrument618305
Lender
NameMERCHANTS BANK NA
TypeLending Institution
AddressWINONA, MN 55987
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2039

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address858 E 4TH ST, WINONA, MN 55987-4601
Transaction TypeMortgage
Record UpdatedJul 08, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number617371
DateJun 17, 2019
Instrument617371
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,926.00 (+22.68%)
2025$180,300 (+5.01%) Land $40,600 Building $139,700$180,300 (+5.01%) Land $40,600 Building $139,700
2023$1,570.00 Homeowner's exemption$171,700 Land $39,000 Building $132,700$171,700 Land $39,000 Building $132,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2007 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 841 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hiawatha Broadband Communications, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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