858 95th Ave N, Naples, FL 34108 Property Records

Collier County property record for 858 95th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,246 sqft · built 1987
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2020)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`511000 57 453A28`

Property Details

APN / Parcel Number

Primary APN	`511000 57 453A28`
Alternative APNs	`6276552000911950057453` `62765520009`

Interior

Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	288 sqft
Deck Area	180 sqft

Location & Zoning

Street Address	858 95TH AVE N
City	NAPLES
State	FL
Zip	34108-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 57 LOT 45 OR 1349 PG 524
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	57
Legal Lot Number	45
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10109

Owner

858 95th Ave N is owned by two individuals who bought it in November 2020.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5555 N CUMBERLAND AVE, 910, CHICAGO, IL 60656-2948
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Deed Document Number	20205950770
Deed Book / Page	5841 / 3767
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	858 95TH AVE N, NAPLES, FL 34108-2459
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061682548
Date	Aug 30, 2022
Book Page	6168/2548
Instrument	6302568

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	858 95TH AVE N, NAPLES, FL 34108-2459
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060423980
Date	Nov 17, 2021
Book Page	6042/3980
Instrument	6160377

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 6, 2020
Property Address	858 95TH AVE N, NAPLES, FL 34108-2459
Document Number	0058413767
Book / Page	5841 / 3767
Map Reference	MB 3 PG 14
Instrument Date	Nov 6, 2020
Instrument	5950770
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	TITLE ALLIANCE OF COLLIER CN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	858 95TH AVE N, 858, NAPLES, FL 34108-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 N CUMBERLAND AVE UNIT 910, 910, CHICAGO, IL 60656-2948

Mortgage

Document Number	0058413769
Date	Nov 6, 2020
Instrument	5841/3769

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 858 95th Ave N was $5,774.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,892 (+7.76%) Land $371,250 Building $190,642	$561,892 (-12.11%) Land $371,250 Building $190,642
2025	$5,774.00	$521,442	$639,290 Land $351,000 Building $288,290
2023	$5,981.00 (+29.15%)	$430,944 (+23.27%)	$770,554 (+52.05%) Land $496,125 Building $274,429
2022	$4,631.00	$349,582	$506,771 Land $295,904 Building $210,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 858 95th Ave N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	38 (1982–2022)
Claims Outside the SFHA	16 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 858 95th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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