858 21st St, Vero Beach, FL 32960 Property Records

Indian River County property record for 858 21st St, Vero Beach, FL 32960

Property Summary

Property Type	Mixed Use Store/Office
Details	2,824 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Jul 2019)
Tax Bill	$4,943 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-01-00010-0010-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00010-0010-00005.0`
Alternative APN	`65246`

Interior

Stories	1 Story
Building Area	2,824 sqft Gross Area
1st Floor Area	2,824 sqft
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Width	15,246 ft Width
View / Lot	Highway

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	858 21ST ST
City	VERO BEACH
State	FL
Zip	32960-5314
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C-1
Legal Description	CONN ADDITION PBI 3-5 BLK 1 LOTS 5 THRU 8; TOG WITH THAT 7.50 WIDE ABAND ALLEY ABUTTING THE N SIDE OF LOTS 5 THRU 8 BLK 1 LYING BETWEEN 21ST ST & 22ND ST OF CONN ADDITION AS DESC PER THE CITY OF VERO BEACH ORDINANCE 2010-24 IN OR BK 2444 PG 2247
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	CONN ADDITION
Legal Block	1
Legal Lot Number	5-8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3028
Census Tract	50402

Owner

Source: Indian River County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	801 BROAD ST, 200, CHATTANOOGA, TN 37402-2631
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	201938988
Deed Book / Page	3219 / 1439
Prior Transfer Date	Jun 9, 2004
Prior Transfer Doc	0001551131
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 1, 2019
Property Address	858 21ST ST, VERO BEACH, FL 32960-5314
Document Number	0032191439
Book / Page	3219 / 1439
Map Reference	MB 3 PG 5
Instrument Date	Jun 27, 2019
Instrument	3120190038988
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ELITE TTL OF TREASURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 INDIAN HILLS DR, 212, FORT PIERCE, FL 34982-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 BROAD ST STE 200, 200, CHATTANOOGA, TN 37402-2631

Mortgage

Document Number	32191441
Date	Jul 1, 2019
Instrument	3219-1441

Lender

Name	MARIN BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 27, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,943.00 (+9.87%)	$231,571 (-1.85%) Land $129,591 Building $101,980	$231,571 (-1.85%) Land $129,591 Building $101,980
2023	$4,499.00 (-0.55%)	$235,929 (-1.26%) Land $129,591 Building $106,338	$235,929 (-1.26%) Land $129,591 Building $106,338
2022	$4,524.00	$238,930 Land $129,591 Building $109,339	$238,930 Land $129,591 Building $109,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2011)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Sep 2008 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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