8578 Silvia St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8578 Silvia St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,458 sqft · built 1984
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on Record
Last Sale$317,500 (Jan 2000)
Tax Bill$6,002 (2025)
Deeds & MortgagesNov 2022 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN790-42-084

Property Details

APN / Parcel Number

Primary APN790-42-084

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,458 sqft Living Area
1st Floor Area1,458 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions100 ft deep x 66 ft wide
Garage Area514 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address8578 SILVIA ST
CityGILROY
StateCA
Zip95020-3958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 7406 LOT 29
Legal SubdivisionSOLIS RANCHO
Legal Tract7406
Legal Lot Number29
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2001
Census Tract512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8578 SILVIA ST, GILROY, CA 95020-3958
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Intrafamily Transfer, Transfer
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2000 · Amount on Record
Deed SaleJan 14, 2000 · Amount on Record
Deed Document Number200015122406
Last Transfer DateOct 3, 2022
Transfer Doc0025398314
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateNov 9, 2022
Property Address8578 SILVIA ST, GILROY, CA 95020-3958
Document Number0025398314
Map ReferenceMB 513 PG 6&7
Instrument DateOct 3, 2022
Instrument25398314
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8578 SILVIA ST, 8578, GILROY, CA 95020-3958

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address8578 SILVIA ST, GILROY, CA 95020-3958

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8578 SILVIA ST, GILROY, CA 95020-3958
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8578 SILVIA ST, GILROY, CA 95020-3958

Mortgage

Document Number0024720019
DateNov 23, 2020
Instrument24720019
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$497,732 (+2%) Land $174,165 Building $323,567
2025$6,002.00 (+2.27%) Homeowner's exemption$487,973 (+4.04%) Land $170,750 Building $317,223
2023$5,869.00 (+1.7%) Homeowner's exemption$469,025 Land $164,120 Building $304,905
2022$5,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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