8576 105th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8576 105th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$323,200 (May 2023)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00005-0060-00023.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00005-0060-00023.0`
Alternative APN	`27319`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,828 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	864 sqft
Porch	Open Porch
Porch Area	108 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8576 105TH AVE
City	VERO BEACH
State	FL
Zip	32967-3692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT N BLK F LOT 23 PBI 6-19
Legal Range	38E
Legal Township	31S
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT N
Legal Block	F
Legal Lot Number	23
Legal Unit	N
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2047
Census Tract	50903

Owner

8576 105th Ave is owned and occupied by an individual who bought it in May 2023.

Source: Indian River County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	8576 105TH AVE, VERO BEACH, FL 32967-3692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC
May 18, 2023	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jan 26, 2006
Deed Document Number	202324983
Deed Book / Page	3622 / 510
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	0026430175
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 12, 2026
Property Address	8576 105TH AVE, VERO BEACH, FL 32967-3692
Document Number	0038670721
Book / Page	3867 / 721
Instrument Date	May 18, 2026
Instrument	202628255
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8576 105TH AVE, VERO BEACH, FL 32967-3692
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028255,
Date	Jun 12, 2026
Book Page	3867/721
Instrument	202628255

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 18, 2023
Property Address	8576 105TH AVE, VERO BEACH, FL 32967-3692
Document Number	0036220510
Book / Page	3622 / 510
Map Reference	MB 11 PG 19
Instrument Date	May 8, 2023
Instrument	3120230024983
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,262.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8226 93RD AVE, VERO BEACH, FL 32967-3794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8576 105TH AVE, VERO BEACH, FL 32967-3692

Mortgage

Document Number	0003622511
Date	May 18, 2023
Instrument	3622/511

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 8576 105th Ave was $3,481 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 Homeowner's exemption	$255,915 Land $30,281 Building $225,634	$255,915 Land $30,281 Building $225,634
2023	$1,294.00 (+3.52%)	$117,438 (+3%)	$272,198 (+11.74%) Land $24,863 Building $247,335
2022	$1,250.00	$114,018	$243,591 Land $20,400 Building $223,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8576 105th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8576 105th Ave is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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