8575 Midlothian Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 8575 Midlothian Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,192 sqft · built 2003
Lot Size	13.2 acres (578,041 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Aug 2018)
Tax Bill	$30 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jan 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18452`

Property Details

APN / Parcel Number

Primary APN	`18452`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	578,041 sqft (13.2 acres)
Porch	Slab
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8575 MIDLOTHIAN LN
City	GLOUCESTER
State	VA
Zip	23061-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	JAMES STORE
Legal Subdivision	PLAT: PB23 252-252A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2003
Census Tract	100203

Owner

Source: Gloucester County records · APN 18452

Assessment roll updated October 27, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB
May 16, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 23, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB
Aug 29, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	20183861
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000005927
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005928
Date	Oct 23, 2020
Instrument	200005928

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440
Transaction Type	Mortgage
Record Updated	Mar 01, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000202
Date	Jan 17, 2023
Instrument	230000202

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002025
Date	May 16, 2019
Instrument	190002025

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 23, 2020
Property Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440
Document Number	200005927
Instrument Date	Oct 15, 2020
Instrument	200005927
Transaction Type	Transfer
Record Updated	Oct 05, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440

Mortgage

Document Number	200005928
Date	Oct 23, 2020
Instrument	200005928

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 29, 2018
Property Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440
Document Number	180003861
Instrument Date	Aug 16, 2018
Instrument	180003861
Transaction Type	Transfer
Record Updated	Oct 05, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 MIDLOTHIAN LN, GLOUCESTER, VA 23061-5440

Mortgage

Document Number	180003862
Date	Aug 29, 2018
Instrument	180003862

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30.00 (+7.14%)	$410,820 (-) Land $77,950 Building $332,870	$410,820 (-) Land $77,950 Building $332,870
2024	$28.00	$410,820 (-) Land $77,950 Building $332,870	$410,820 (-) Land $77,950 Building $332,870
2023	$28.00 (-76.27%)	$410,820 (+21.71%) Land $77,950 Building $332,870	$410,820 (+21.71%) Land $77,950 Building $332,870
2022	$118.00	$337,550 Land $99,910 Building $237,640	$337,550 Land $99,910 Building $237,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 15 locations within half a mile of this property.

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