8575 Harding Hwy, Lima, OH 45801 Property Records

Allen County property record for 8575 Harding Hwy, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 3,318 sqft · built 2003
Lot Size	20.5 acres (896,900 sqft)
Owner	Individual Name on File
Tax Bill	$5,230 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-3300-04-003.000`

Property Details

APN / Parcel Number

Primary APN	`38-3300-04-003.000`
Alternative APN	`I2838330004003000`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,318 sqft Living Area
Gross Area	4,758 sqft
1st Floor Area	2,830 sqft
Upper Floors Area	312 sqft
Basement Area	1,440 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	896,900 sqft (20.5 acres)
Garage Type	Detached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	564 sqft
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	8575 HARDING HWY
City	LIMA
State	OH
Zip	45801-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4-.655 AC ST HWY EASE RTS 08-03-33
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2064
Census Tract	11400

Owner

8575 Harding Hwy is owned and occupied by an individual who acquired it in August 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	8575 HARDING HWY, LIMA, OH 45801-9729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 15, 2019
Transfer Doc	8220008650
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	8575 HARDING HWY, LIMA, OH 45801-9729
Document Number	0000008611
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8575 HARDING HWY LIMA OH 458019729, LIMA, OH 45801-9729

Mortgage

Document Number	0000008611
Date	Aug 21, 2019
Instrument	8611

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8575 Harding Hwy was $5,230, up 1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,230.00 (+1.04%)	$149,460 (+1.07%) Land $50,160 Building $99,300	$427,000 (+1.07%) Land $143,300 Building $283,700
2024	$5,176.00 (+19.1%)	$147,880 (+31.01%) Land $50,160 Building $97,720	$422,500 Land $143,300 Building $279,200
2023	$4,346.00 (+98.45%)	$112,880 (-) Land $38,290 Building $74,590
2022	$2,190.00	$112,880 Land $38,290 Building $74,590
2021			$322,500 Land $109,400 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8575 Harding Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8575 Harding Hwy is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20