8574 Denise Dr E, Seminole, FL 33777 Property Records

Pinellas County property record for 8574 Denise Dr E, Seminole, FL 33777

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,367 sqft · built 1979
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2024)
Tax Bill	$6,025 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Sep 2023 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`C62-000-752-4602-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-752-4602-5`
Alternative APNs	`26-30-15-80055-000-0020` `301526800550000020` `153026800550000020` `R287040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,367 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R287040
Street Address	8574 DENISE DR E
City	SEMINOLE
State	FL
Zip	33777-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE PINES SUB PHASE I LOT 2
Legal Range	15E
Legal Township	30S
Legal Section	26
Legal Subdivision	SEMINOLE PINES SUB
Legal Phase	1
Legal Tract	80055
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	2
Census Block	2029
Census Tract	25007

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8574 DENISE DR E, SEMINOLE, FL 33777-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 20, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Sep 20, 2023 · Amount on Record
Deed Document Number	2024235407
Deed Book / Page	22923 / 2385
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 16, 2024
Property Address	8574 DENISE DR E, SEMINOLE, FL 33777-2720
Document Number	0229232385
Book / Page	22923 / 2385
Map Reference	MB 79 PG 37-39
Instrument Date	Sep 13, 2024
Instrument	2024235407
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	RE TITLE AGENCY LLC, GED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S PEGASUS AVE, CLEARWATER, FL 33765-3436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8574 DENISE DR E, SEMINOLE, FL 33777-2720

Mortgage

Document Number	0229232387
Date	Sep 16, 2024
Instrument	22923/2387

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 20, 2023
Property Address	8574 DENISE DR E, SEMINOLE, FL 33777-2720
Document Number	0225691557
Book / Page	22569 / 1557
Map Reference	MB 79 PG 37-39
Instrument Date	Sep 18, 2023
Instrument	2023241489
Transaction Type	Construction Loan
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, ATCAUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8574 DENISE DR E, SEMINOLE, FL 33777-2720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S PEGASUS AVE, CLEARWATER, FL 33765-3436

Mortgage

Document Number	0225691566
Date	Sep 20, 2023
Instrument	22569/1566

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,025.00 (+334.08%)	$365,437 (+212.85%) Land $90,655 Building $274,782	$365,437 (+14.77%) Land $90,655 Building $274,782
2023	$1,388.00 (-1.77%) Homeowner's exemption Widower's exemption	$116,810 (+3%)	$318,397 (+9.17%) Land $138,437 Building $179,960
2022	$1,413.00 Homeowner's exemption Widower's exemption	$113,408	$291,651 Land $148,554 Building $143,097

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	554 units insured incl. 243 condo units
Nearby Flood Claims	71 (1978–2025)
Claims Outside the SFHA	5 of 71
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 18 claims Hurricane Elena, Sep 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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