8570 Winding Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8570 Winding Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,785 sqft · built 1970
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Company Names on File
Last Sale	$760,000 (Nov 2023)
Tax Bill	$9,316 (2025)
Deeds & Mortgages	Jan 2024 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-0192-035-0000`

Property Details

APN / Parcel Number

Primary APN	`246-0192-035-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,785 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	2,459 sqft
2nd Floor Area	648 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Area	970 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8570 WINDING WAY
City	FAIR OAKS
State	CA
Zip	95628-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	POR LOT 2, BLK 30 FAIR OAKS TR DES AS BEG AT PTLOC S 89 15 W 433.99 FT AND N 0 45 W 227.99 FT FROM S E COR LOT 4 TH N 11 09 W
Legal Subdivision	FAIR OAKS TR
Legal Block	30
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	8006

Owner

8570 Winding Way is owned by a company that bought it in November 2023 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	8570 WINDING WAY, FAIR OAKS, CA 95628-6237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Intrafamily Transfer, Transfer
Nov 9, 2023	Grant Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Deed Book / Page	20231109 / 1464
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 23, 2024
Property Address	8570 WINDING WAY, FAIR OAKS, CA 95628-6237
Document Number	0000000971
Map Reference	MB 3 MAP 24
Instrument Date	Dec 29, 2023
Instrument	202401230971
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8570 WINDING WAY, FAIR OAKS, CA 95628-6237

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 9, 2023
Property Address	8570 WINDING WAY, FAIR OAKS, CA 95628-6237
Document Number	0000001464
Map Reference	MB 3 MAP 24
Instrument Date	Nov 6, 2023
Instrument	202311091464
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8570 WINDING WAY, FAIR OAKS, CA 95628-6237

Mortgage

Document Number	0000001465
Date	Nov 9, 2023
Instrument	202311091465

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 8570 Winding Way was $9,316 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,704 (+2%) Land $208,080 Building $582,624
2025	$9,316.00 (+0.78%) Homeowner's exemption	$775,200 Land $204,000 Building $571,200
2024	$9,244.00 (+152.64%)
2023	$3,659.00 (+0.44%) Homeowner's exemption	$305,511 Land $160,963 Building $144,548
2022	$3,643.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8570 Winding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8570 Winding Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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