8570 Morrow Cozaddale Rd, Morrow, OH 45152 Property Records

Warren County property record for 8570 Morrow Cozaddale Rd, Morrow, OH 45152

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 2,196 sqft · built 2020
Lot Size	8.39 acres (365,799 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Dec 2013)
Tax Bill	$7,144 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-21-200-058-0`

Property Details

APN / Parcel Number

Primary APN	`17-21-200-058-0`
Alternative APNs	`17212000540` `1721200058` `2624761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,196 sqft Gross Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	365,799 sqft (8.39 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2624761
Street Address	8570 MORROW COZADDALE RD
City	MORROW
State	OH
Zip	45152-8666
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	MORROW-COZADDALE
Legal Subdivision	MORROW-COZADDALE
Legal Block	761
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3000
Census Tract	32202

Owner

8570 Morrow Cozaddale Rd, an agricultural property, is owned by two individuals who bought it in December 2013.

Source: Warren County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8570 MORROW COZADDALE RD, MORROW, OH 45152-8666
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2013 · Amount on File
Deed Sale	Dec 5, 2013 · Amount on File
Prior Sale	Apr 29, 2004 · Amount on File
Deed Document Number	2013343666
Deed Book / Page	5951 / 742
Prior Transfer Date	Mar 2, 2004
Prior Transfer Doc	0000472876
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8570 MORROW COZADDALE RD, MORROW, OH 45152-8666
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013887
Date	Jul 10, 2023
Instrument	2023-013887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	333 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8570 MORROW COZADDALE RD, MORROW, OH 45152-8666
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005810
Date	Feb 20, 2020
Instrument	2020-005810

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8570 MORROW COZADDALE RD, MORROW, OH 45152-8666
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022862
Date	May 17, 2021
Instrument	2021-022862

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8570 Morrow Cozaddale Rd was $7,144.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,144.00 Additional exemption filed	$161,260 Land $26,580 Building $134,680	$591,270 Land $206,470 Building $384,800
2023	$6,696.00 (+11.75%) Homeowner's exemption	$167,398 (-) Land $47,947 Building $119,451
2022	$5,992.00 Homeowner's exemption	$167,398 Land $47,947 Building $119,452	$478,280 (-) Land $136,990 Building $341,290
2021			$478,280 Land $136,990 Building $341,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8570 Morrow Cozaddale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8570 Morrow Cozaddale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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