857 Topeka Dr, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 857 Topeka Dr, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1995
Lot Size	0.95 acres (41,383 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Mar 2015)
Deeds & Mortgages	Nov 2019 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`037005P A 00100`

Property Details

APN / Parcel Number

Primary APN	`037005P A 00100`
Alternative APN	`005P A 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,383 sqft (0.95 acres)
Lot Dimensions	240 ft deep x 291 ft wide
Terrain	Rolling
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	857 TOPEKA DR
City	MT CARMEL
State	TN
Zip	37645-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DISTRICT: 07, COUNTY AREA: U01
Legal Subdivision	KINKEAD EST
Legal Block	SEC 7
Legal Lot Number	36 168
Jurisdiction	HAWKINS TN
Township / Civil Division	3
Census Block Group	4
Census Block	4006
Census Tract	50601

Owner

857 Topeka Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Hawkins County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	857 TOPEKA DR, MT CARMEL, TN 37645-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2015 · Amount on File
Deed Sale	Mar 23, 2015 · Amount on File
Prior Sale	Feb 27, 1997 · Amount on File
Deed Document Number	15001699
Deed Book / Page	1157 / 275
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	857 TOPEKA DR, MT CARMEL, TN 37645-3105
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB1328751
Date	Nov 20, 2019
Book Page	1328/751
Instrument	19007245

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	857 TOPEKA DR, MT CARMEL, TN 37645-3105
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 TOPEKA DR, MOUNT CARMEL, TN 37645-3105

Mortgage

Document Number	0RB1464841
Date	Jun 6, 2022
Book Page	1464/841
Instrument	22004305

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$48,750 Land $9,275 Building $39,475
2023	$47,925 Land $9,275 Building $38,650
2021		$195,000 Land $37,100 Building $157,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 857 Topeka Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 Topeka Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, MountaiNet Telephone Company, Spectrum.

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