857 Sparta St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 857 Sparta St, Saint Libory, IL 62282

Property Summary

Property Type	Single Family Home
Details	3 ba · 896 sqft · built 1891
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Transfer + 2 more
APN	`19-13-0-205-013`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-205-013`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	704 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	857 SPARTA ST
City	SAINT LIBORY
State	IL
Zip	62282-0359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTENS ADD LOT/SEC-3 A02871684 & PT VAC ALLEY A02463828
Legal Subdivision	OTTENS ADD
Legal Block	205
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2037
Census Tract	504002

Owner

857 Sparta St is owned and occupied by an individual who acquired it in August 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Jan 15, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 23, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026
Deed Sale	Aug 26, 2026
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	20262893693
Prior Transfer Date	Aug 19, 2026
Prior Transfer Doc	0002893693
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 26, 2026
Property Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359
Document Number	0002893693
Instrument Date	Aug 19, 2026
Instrument	20262893693
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359

Mortgage

Date	Aug 26, 2026

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jan 15, 2026
Property Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359
Document Number	0A02871684
Map Reference	MB P PG 41
Instrument Date	Jan 9, 2026
Instrument	A02871684
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02726103
Date	Nov 17, 2021
Instrument	A02726103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	857 SPARTA ST, SAINT LIBORY, IL 62282-0359
Document Number	00A2580967
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 SPARTA ST ST LIBORY IL 622820359, ST LIBORY, IL 62282-0359

Mortgage

Document Number	00A2580967
Date	Jun 29, 2018
Instrument	2580967

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 857 Sparta St was $3,139, up 4.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+4.25%)	$39,592 (+6.53%) Land $2,452 Building $37,140	$118,776 (+6.53%) Land $7,356 Building $111,420
2024	$3,011.00	$37,165 Land $2,302 Building $34,863	$111,495 Land $6,906 Building $104,589
2022		$28,689 Land $1,888 Building $26,801	$86,067 Land $5,664 Building $80,403
2019	$2,378.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 857 Sparta St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 857 Sparta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LIBORY serves 628 people · EPA ID IL1631200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Egyptian Telephone Cooperative Association Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: ClearWave.

Cell Coverage

4G LTE only, no 5G reported

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