857 S 1520 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 857 S 1520 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,184 sqft · built 2000
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on File
Last Sale	$278,600 (Mar 2018)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-514-0014`

Property Details

APN / Parcel Number

Primary APN	`46-514-0014`
Alternative APN	`133271`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Metal Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,578 sqft (0.151 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	133271
Street Address	857 S 1520 E
City	SPANISH FORK
State	UT
Zip	84660-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT A, MAGGIES PLACE SUBDV. AREA 0.151 AC.
Legal Subdivision	MAGGIES PLACE SUB
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3002
Census Tract	10404

Owner

857 S 1520 E is owned and occupied by an individual who bought it in March 2018.

Source: Utah County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	857 S 1520 E, SPANISH FORK, UT 84660-3500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE CORP
Mar 5, 2020	Deed of Trust, Mortgage · FHA Mortgage DIRECT MTG
Mar 20, 2018	Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Feb 24, 2015
Deed Document Number	201826171
Prior Transfer Date	Oct 9, 2013
Prior Transfer Doc	0000095572
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jun 24, 2026
Property Address	857 S 1520 E, SPANISH FORK, UT 84660-3500
Document Number	0000052087
Instrument Date	Jun 9, 2026
Instrument	202652087
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 S 1520 E, SPANISH FORK, UT 84660-3500

Mortgage

Document Number	0000052087,
Date	Jun 24, 2026
Instrument	202652087

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Mar 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	857 S 1520 E, SPANISH FORK, UT 84660-3500
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033044
Date	Feb 22, 2021
Instrument	33044:2021

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	857 S 1520 E, SPANISH FORK, UT 84660-3500
Document Number	0000030755
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	STEWART TITLE, STEWART TITLE INS AGCY/UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 S 1520 E SPANISH FORK UT 846603500, SPANISH FORK, UT 84660-3500

Mortgage

Document Number	0000030755
Date	Mar 10, 2020
Instrument	30755

Lender

Name	DIRECT MTG
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 20, 2018
Property Address	857 S 1520 E, SPANISH FORK, UT 84660-3500
Document Number	0000026171
Instrument Date	Mar 14, 2018
Instrument	026171:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UNION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 S 1520 E, SPANISH FORK, UT 84660-3500

Mortgage

Document Number	0000026185
Date	Mar 20, 2018
Instrument	026185:2018

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 857 S 1520 E was $2,538, up 10.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,945 (+0.19%)	$479,900 (+0.19%) Land $173,100 Building $306,800
2025	$2,538.00 (+10.11%)	$263,450	$479,000 Land $182,300 Building $296,700
2024	$2,305.00 (-0.22%)
2023	$2,310.00 (+3.13%)	$238,370	$433,400 Land $173,600 Building $259,800
2022	$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 857 S 1520 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 S 1520 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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