857 Labrador Ct, Galt, CA 95632 Property Records

Sacramento County property record for 857 Labrador Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,545 sqft · built 1995
Lot Size	0.253 acres (11,002 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2011)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0790-045-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0790-045-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,002 sqft (0.253 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	857 LABRADOR CT
City	GALT
State	CA
Zip	95632-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	PHEASANT RUN, LOT 45
Legal Subdivision	PHEASANT RUN
Legal Lot Number	45
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4023
Census Tract	9502

Owner

857 Labrador Ct is owned and occupied by two individuals who bought it in March 2011.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	857 LABRADOR CT, GALT, CA 95632-2673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 20, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2011 · Amount on File
Deed Sale	Mar 21, 2011 · Amount on File
Prior Sale	Oct 14, 2010 · Amount on File
Deed Book / Page	20110321 / 734
Prior Transfer Date	Feb 9, 2001
Prior Transfer Doc	2001001195
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	857 LABRADOR CT, GALT, CA 95632-2673
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 LABRADOR CT, GALT, CA 95632-2673

Mortgage

Document Number	2021092301829
Date	Sep 23, 2021
Instrument	2021092301829

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	857 LABRADOR CT, GALT, CA 95632-2673
Document Number	1905291210
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	857 LABRADOR CT GALT CA 956322673, GALT, CA 95632-2673

Mortgage

Document Number	1905291210
Date	May 29, 2019
Instrument	1905291210

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 857 Labrador Ct was $2,417 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,608 (+2%) Land $52,264 Building $163,344
2025	$2,417.00 (+4.41%) Homeowner's exemption	$211,382 Land $51,240 Building $160,142
2024	$2,315.00 (-11.67%)
2023	$2,621.00 (+3.56%) Homeowner's exemption	$203,175 Land $49,251 Building $153,924
2022	$2,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 857 Labrador Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 Labrador Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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